##VIDEO ID:qxYOky9ULeQ##  20 FOUR EACH BOARD MEETING. FIRST ITEM IS APPROVAL OF THE AGENDA MOVE TO APPROVE ITS SECOND SECOND.  OKAY. ANY DISCUSSION ALL IN FAVOR.  RIGHT.  WELL PROPOSED NO MOTION PASS AS WELL. MOTION MADE BY WOOTEN AND SECONDED BY DUBLINER CARTER. I'LL GET THIS. I'LL GET THIS. MY BRAIN DOESN'T WORK THAT FAST. OKAY ITEM NUMBER THREE APPROVAL OF THE MINUTES OF . FIRST ITEM IS THE OCTOBER 8TH ,2024 BOARD MEETING MINUTES. ARE THERE ANY EDITS OR CHANGES IF NONE? MAY I HAVE A MOTION APPROVE THE OCTOBER 8TH 2024 HRA BOARD MEETING MINUTES. MOVED A SECOND MOTION MADE BY A SECOND BY DOUBLING OR ANY DISCUSSION?  NO. ALL IN FAVOR. I PAUSED.  A MOTION PASSES WITH 7 TO 0. ALL RIGHT. ITEM THREE TWO IS THE APPROVAL OF THE ACT TOLD.  I'M SORRY. SIX ZERO.  SORRY.  THANK YOU. I KNOW SOMEONE THAT SAW ITEM 3.2 IS APPROVAL OF THE OCTOBER 22ND 2024 BOARD MEETING MINUTES.  MOVED TO APPROVE SECOND SECOND. OKAY. MOTION MADE BY WOODEN SECONDED BY YOU SEE ANY DISCUSSION?  ALL IN FAVOR I.  OKAY. MOTION PASSES 7 TO 0 660. WHAT DID I FORGET? SIX SIX AND I EVEN WROTE SIX.  YOU'RE GOING TO FIRE ME.  ALL RIGHT. MOVING ON. ORGANIZATIONAL BUSINESS ITEM 4.1 MOVE TO APPROVE THE FINAL SPECIAL BENEFIT LEVY PURSUANT TO MINNESOTA'S STATUTE SECTION SIX FOR 9.033 SUBDIVISION SIX AND MOTION TO APPROVE FINAL BUDGET FOR 2025 FOR THE HOUSING REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF BLOOMINGTON. MAY I HAVE THE STAFF REPORT?  YES. OKAY. GOOD EVENING.  I WILL BE GOING THROUGH THE REPORT THIS EVENING. SO I'D LIKE TO HIGHLIGHT THE MISSION WHICH IS TO CREATE A STABLE, INCLUSIVE COMMUNITY THROUGH SAFE AND DIGNIFIED HOUSING CHOICES. THIS IS A MISSION THAT STAFF AND COMMISSIONERS CREATED TOGETHER EARLIER THIS YEAR AT RETREAT AND IT COVERS A LOT OF THE DIFFERENT THE FIVE DIFFERENT AREAS WHERE WE REALLY FOCUS ACTIVITIES AND OPERATIONS YOU CAN SEE HERE ON THE SLIDE. OPERATIONS, OPERATIONS, HOUSING STABILITY,  HOMEOWNERSHIP PATHWAYS, HOUSING CREATION AND HOUSING PRESERVATION.  THE 2025 PROPOSED REVENUE YOU CAN SEE HERE IS JUST OVER $10 MILLION OF THAT A $1,965,356 IS THE HRA LEVY REQUEST. ABOUT 7 MILLION OF THAT IS FEDERAL GRANTS. THAT IS FOR VOUCHER PROGRAM,  THE HCV PROGRAM AS WELL AS CDBG FUNDS AND THEN WE HAVE SOME ADDITIONAL INCOME FROM FEES AND RENT PAYMENTS ETC.. YOU CAN SEE FROM THIS BREAKDOWN THAT ABOUT 70% OF THE HRA BUDGET IS ACTUALLY THROUGH ALLOCATED FEDERAL FUNDING AND HERE IS A LITTLE BIT MORE OF A DETAILED BREAKDOWN ON THE DIFFERENT SERVICES OF COURSE ADMINISTRATION OVERALL. AND THEN WE HAVE TO DISTINCT TEAMS WITHIN THE HRA. ONE IS HOUSING STABILITY AND HOMEOWNERSHIP. THE OTHER IS RESIDENTIAL DEVELOPMENT AND SERVICES.  HOUSING STABILITY AND HOMEOWNERSHIP FOCUSES. THEY MANAGE THE VOUCHER PROGRAM AS WELL AS THE MANAGEMENT OF THE VARIOUS PROPERTIES ARE OWNED BY THE HRA WHEREAS THE RESIDENTIAL DEVELOPMENT AND SERVICES TEAM ADMINISTERS LOANS THROUGH THE CDBG PROGRAM AS WELL AS SOME FUNDING THROUGH OUR NEIGHBORHOOD FUND AND VARIOUS LARGER DEVELOPMENT PROJECTS.  AND YOU CAN SEE FUNDING COMPLIANCE AND GRANT MANAGEMENT OF COURSE RUNS THROUGH ALL THAT WE DO.  OKAY. AND HERE IS THE BREAKDOWN OF THE BUDGET REQUEST YOU'LL NOTE AND BETWEEN 2023 AND 2024 THERE WAS THE SHIFT IN THE RESPONSIBLE OF THE HRA IN THE PORT WHICH IS WHY YOU SEE SUCH A SIGNIFICANT CHANGE IN IN BUDGET AND REVENUES AND EXPENDITURES OF COURSE MATCHED EACH OTHER SO THEY BOTH HAD DECREASED AND AN EQUAL AMOUNT SO THAT WE HAD A BALANCED BUDGET FOR 2024. I'LL CALL YOUR ATTENTION TO A COUPLE OF THINGS AND THE REVENUE SPACE THE PROPERTY TAX IS ESSENTIALLY THE LEVY AND THE INTERGOVERNMENTAL CATEGORY THAT IS THAT APPROXIMATELY 7 MILLION THAT FUNDS OUR VOUCHER AND CDBG PROGRAMS AND THEN IN THE EXPENDITURE CATEGORIES OF COURSE YOU CAN SEE THE STAFFING BUDGET WHICH HAS STEADILY INCREASED OVER THE PAST SEVERAL YEARS AND THEN THE SUPPLIES AND SERVICES SECTION. THIS COVERS ALMOST WE DO SO THE LOAN PAYMENTS THE VOUCHER PAYMENTS ETC. EVERYTHING IS COVERED IN THAT CATEGORY AND YOU CAN SEE HERE THAT TOTAL 2025 PROPOSED BUDGET WHICH IS THAT 10,339,341 AND HERE IS A SLIDE TO SHOW THE HISTORY OF THE HRA LEVY SO YOU CAN SEE AGAIN THAT SPLIT BETWEEN POOR AND HRA IS REFLECTED IN THE 2023 LEVY AMOUNT WHERE IN ORDER TO KEEP THE LEVY STATIC FOR TAXPAYERS LEVY WAS SPLIT BETWEEN PORT AND HRA STAFF. THAT'S WHY THE THE DROP DOWN TO 2024 AND THEN THE SLIGHT INCREASE FOR 2025. I WILL NOTE THAT IN KIND GOING THROUGH THE BUDGET PLANNING WE DO ANTICIPATE SOME MORE NEEDS IN THE FUTURE AND WOULD LIKELY BE ANTICIPATING ASKING FOR A HIGHER LEVY INCREASE IN FUTURE YEARS AND THAT'S THE FUND VARIOUS THINGS CAPITAL PLANNING FOR ONE THING THE MANAGEMENT THE HRA OWNED PROPERTIES ALSO STAFFING TO SUPPORT STRATEGIC WORK AND IMPLEMENT OUR PROGRAMING AND THEN ALSO WE WANT TO BUILD A RESERVE OR HAVE FUNDING AVAILABLE SUPPORT SOME OF THESE LARGER STRATEGIC PROJECTS AND INVESTMENTS TO SUPPORT ACROSS THE CITY.  AND THEN HERE I'LL JUST HIGHLIGHT WHERE THAT LEVY INCREASED THE INCREASE THIS YEAR WAS 300,000 SO I'LL HIGHLIGHT SOME OF THE AREAS THAT INCREASE IS CAPTURED. WE HAVE INSPIRE IS A HUD INSPECTION PROGRAM FOR OUR HCV PROGRAM SO THAT THE STANDARDS ARE CHANGING WHICH RESULTS IN SOME BUDGETARY NEEDS AROUND TRAINING AND IMPLEMENTATION AND THINGS LIKE THAT.  AND WE ALSO HAVE SOME FUNDING GOING TOWARDS STRATEGIC PARTNERSHIPS SO BIG ONE THERE IS THE BLOOMINGTON AFFORDABLE HOMEOWNERSHIP PROGRAM WHICH IS YOU ALL KNOW, A VERY SIGNIFICANT GRANT FROM MINNESOTA HOUSING AND IS A BIG FOCUS OF HRA WORK OVER THE NEXT FEW YEARS. SO WE HAVE SOME BUDGET AND HERE TO SUPPORT THAT. WE ALSO ARE IMPLEMENTING A NEW FOR TRACKING OUR LOANS WHICH WILL HELP WITH JUST CLARIFYING STREAMLINING PROCESSES AND LONG TERM TRACKING AND THEN ALSO HAVE NEEDED WITH ALL OF THESE STRATEGIC PROJECTS AND VARIOUS AGREEMENT REVIEWS SOME INCREASED LEGAL ASSISTANCE NEEDS IN THE COMING YEAR. SO THAT'S CAPTURED HERE AS WELL. AND THEN FINALLY OF COURSE STAFFING WHICH YOU KNOW IS REALLY A SIGNIFICANT PORTION OF THE BUDGET AS WELL. THERE ARE FOUR NEW POSITIONS ADDED IN 2024 AND OUR GOAL WOULD BE TO EXTEND THOSE AND MAINTAIN THOSE INTO 2025.  OKAY. AND HERE IS A BREAK DOWN A LITTLE BIT MORE SPECIFICALLY INTO OUR BUDGETED EXPENDITURES. YOU CAN SEE AGAIN HOW MUCH OF A SIGNIFICANT PORTION PORTION THE VOUCHERS AND CDBG MAKE UP. I'LL ALSO CALL YOUR ATTENTION TO THAT 5% FOR OPPORTUNITY HOUSING OR THE AFFORDABLE HOUSING TRUST FUND THAT IS GOING TOWARDS THE DEBT SERVICE TO PAY THE THE LOAN THAT THE HRA TOOK IN ORDER TO SUPPORT THOSE OPPORTUNITY HOUSING PROJECTS. AND THEN THERE'S AS WELL FOR GENERAL FUND DEVELOPMENT FUND AND OF COURSE GOING TOWARDS UPKEEP AND MAINTENANCE OF OUR OF OUR GERI OWNED PROPERTIES.  AND THEN HERE MORE SPECIFICALLY SINCE THE LEVY IS SUCH A A SMALLER RELATIVELY SMALLER OF THE TOTAL HRA BUDGET. THIS IS A BREAKDOWN OF THOSE DOLLARS SPECIFICALLY. AGAIN YOU CAN SEE THE AFFORDABLE HOUSING TRUST FUND AN OPPORTUNITY HOUSING IS A SIGNIFICANT CHUNK OF THAT AS WELL AS GENERAL ADMINISTRATION AND THEN MADE MAINTENANCE OF THE PROPERTIES AGAIN ON SOME LOAN PROGRAMS THROUGH THE NEIGHBORHOOD FUND THAT FUNDS BOTH OUR HELP LOANS WHICH IS A PARTNERSHIP WITH OUR ENVIRONMENTAL STAFF AND SOME ADDITIONAL FUNDING FOR THE LARGER HOME IMPROVEMENT LOAN PROGRAM. AND THEN THE DEVELOPMENT FUND IS A DISCRETIONARY FUND THAT THE HRA CAN USE FOR SOME OF THESE LARGER STRATEGIC PROJECTS.  AND SPEAKING OF THE DEVELOPMENT FUND, I THOUGHT IT WOULD BE HELPFUL TO GIVE YOU JUST A QUICK SNAPSHOT OF SOME OF THE INVESTMENTS THAT HRA HAS MADE OUT OF THIS FUND OVER THE PAST YEAR OR TWO. SO VARIOUS SINGLE FAMILY HOME DEVELOPMENT PROJECTS MOST RECENTLY THAT WAS 1930 IS 1936 PARK. AND THEN THERE'S ALSO FOUR MORE LOTS KNOWN AS THE REAL FLATS WHICH ARE AN ACQUISITION FROM MINOT. AND THOSE ARE ALSO A PARTNERSHIP WITH HABITAT FOR HUMANITY THAT'S MOVING FORWARD SUPPORTED BY GRANT FUND FROM THE COUNCIL WITH A MATCH FROM THE CITY. SO THAT'S THE APPROXIMATELY 500,000 IN COMMITMENT THAT YOU SEE THERE THE BLOOMINGTON AFFORDABLE HOMEOWNERSHIP ALSO HAS A PRETTY SIGNIFICANT INVESTMENT FOR MULTIPLE PURPOSES ONE TO SUPPORT STRATEGIC PARTNERSHIPS,  ADVANCEMENT OF THAT WORK AND ALSO BECAUSE IT'S A REIMBURSEMENT GRANT, WE EXPECT SOME OF THAT FUNDING TO BE NEEDED TO ADVANCE FOR THESE PROGRAMS AND PROJECTS GOING FORTH AND THEN TO GET SOME OF THAT REIMBURSED THROUGH THE GRANT. AND THEN WE HAVE THE HEIGHTS LOAN WHICH THE WE JUST DISCUSSED LAST WEEK. SO THAT'S A TOTAL $2.5 MILLION PROJECT WITH 1 MILLION COMING FROM BONDING THROUGH THE CITY AND THE REST COMING FROM THE DEVELOPMENT FUND THE HRA OWNED PROPERTY INVESTMENTS THAT WE JUST APPROVED RECENTLY WHICH WAS MORE SIGNIFICANT IMPROVEMENTS TO THE PROPERTY THIS YEAR. AND THEN COURSE THE OPPORTUNITY HOUSING INVESTMENTS WHICH ARE THE AFFORDABLE HOUSING TRUST FUND THAT I MENTIONED ALREADY AND SO THE REMAINING UNCOMMITTED BALANCE IN THIS ACCOUNT IS 2.7 MILLION. AND SO WHILE I WOULD IT'S A HEALTHY BALANCE ESPECIALLY BECAUSE THESE FUNDS ARE NOT YET SPENT, THEY'RE JUST COMMITTED. WE ALSO KNOW THAT 2.7 MILLION YOU KNOW, WITH DEVELOPMENT PROJECTS THAT CAN BE YOU KNOW, THAT DOESN'T NECESSARILY GO VERY FAR WITH THESE LARGE PROJECTS. SO WE WOULD WANT TO CONTINUE TO SUPPORT THAT FUND AND MAKE SURE THROUGH THE LEVY THAT WE'RE CONTINUING TO FUND THESE PROJECTS.  THE OTHER THING I'LL JUST NOTE ABOUT THIS IS THAT THERE IS CASH FLOW KIND OF COMING IN AND OUT OF THE ACCOUNT WHICH IS WHY A LOT OF THESE ARE APPROXIMATE IT'S A HIGH LEVEL ESTIMATE. IT'S JUST KIND MONEY KIND OF FLOWS IN AND OUT ON A REGULAR BASIS.  AND THEN I ALSO WANTED TO MENTION SOME STRATEGIC INVESTMENTS FROM THE NEIGHBORHOOD FUND. SO SOME OF THESE ARE NOT NECESSARILY ALL FROM THE NEIGHBORHOOD FUND I CALL ATTENTION TO A COUPLE OF THOSE WITH SOME POINTS HERE. BUT THE REHAB LOAN PROGRAM THAT'S THE HOME IMPROVEMENT LOAN PROGRAM WHICH HAS LOANS FOR VARIOUS HOME NEEDS THAT'S A VERY NEEDED AND POPULAR PROGRAM. THE HELP ARE VERY SMALL LOANS FOR EMERGENCY SERVICES AND THAT'S THE PARTNERSHIP WITH OUR ENVIRONMENTAL STAFF. THAT'S I BELIEVE THAT'S A NEW PROGRAM JUST THIS YEAR OR PERHAPS IT WAS APPROVED IN 2023 THAT HAS ALSO SEEN DEMAND. AND THEN WE ALSO VARIOUS STRATEGIC PARTNERSHIPS THAT ARE FUNDED SOME THROUGH THE GENERAL FUND, SOME THROUGH THE NEIGHBORHOOD FUND PEOPLE HAS A CONTRACT, PROVIDE SOME HOMEBUYER EDUCATION SERVICES. AND THEN WE ALSO HAVE VARIOUS WITH OTHER LOCAL ORGANIZATIONS THAT SUPPORT THE MISSION THE HRA SO THAT WE CAN CONTINUE TO SUPPORT AND FURTHER THEIR WORK AND THIS FUND DOES NOT CARRY A BALANCE. THE REVENUES MATCH THE EXPENDITURES ANNUALLY AND THEN LAST WE'LL GET TO THIS TIMELINE OF ACTION STEPS.  SO THE GRAYED OUT ONES HAVE ALREADY HAVE ALREADY THROUGH AND THEN TONIGHT WE HAVE THE MEETING WHICH IS TO APPROVE THE FINAL BUDGET AND RECOMMEND THE FINAL LEVY. THE CITY COUNCIL DECISION IS SCHEDULED FOR DECEMBER 2ND. I BELIEVE THAT USUALLY GOES ON CONSENT FOR CITY COUNCIL WHICH IS THAT THEY WOULD ACCEPT THE BUDGET AND APPROVE THE FINAL LEVY AND THEN THAT LEVY WOULD BE SUBMITTED TO THE COUNTY FOR YOU KNOW, INFORMATIONAL AND LEVY PURPOSES.  WHICH BRINGS US TO THE MOTION AND HAPPY TO ANSWER ANY QUESTIONS MAY HAVE ANY QUESTIONS .  CARTER CARTER THANK YOU CHAIR. SO QUESTION AROUND THE FOUR POSITIONS THAT WERE HIRED THIS YEAR TO BUILD OUT THE RESIDENTIAL AND SERVICES TEAM PRIMARILY FOR THE DEVELOPMENT WORK? WERE THESE ARE THESE PRIMARILY GRANT FUNDED OR WERE THEY TO HELP FACILITATE A LOT OF THAT INCOMING MONEY BECAUSE WE HAVE RECEIVED QUITE A BIT OF MONEY BECAUSE ME RECENTLY THROUGH THE SEAT. I'M JUST TRYING TO I CAN'T QUITE REMEMBER. YEAH WELL A LOT OF BUDGETS FLOATING AROUND IN MY HEAD NOW . YES. I NEVER UNDERSTOOD KIND OF THE RATIONALE FOR THESE YEAH. COMMISSIONERS SO NOT ALL OF THE POSITIONS WERE AN ARDUOUS THREE OF THEM WERE AND THERE WERE REALLY TO SUPPORT ADDITIONAL CAPACITY SO THE SALARIES IN GENERAL THEIR SPLIT BETWEEN DIFFERENT FUNDS SO THEY'RE NOT ALL FUNDED OUT OF LIKE THE GENERAL FUND.  SO FOR EXAMPLE THE RTC TEAM ADMINISTER CBG SO A PORTION OF THIS WOULD GO TOWARDS TIME THAT THEY SPEND WORKING ON CDBG AS AS VARIOUS OTHER PROJECTS BUT A LARGE PORTION THESE POSITIONS WERE TO SUPPORT SOME OF THOSE STRATEGIC INITIATIVES AND THE STAFFING THAT WAS NEEDED TO ADMINISTER BOTH THE PROGRAMS AND THOSE INITIATIVES.  AND A LARGE PORTION OF THESE ARE FUNDED THROUGH THE THE GENERAL FUND. OKAY. OKAY. AND THEN I AM NOT MEANING FOR THIS QUESTION TO LIKE PARTIZAN AT ALL BUT WITH THE ELECTION RESULTS I GUESS I'M JUST CURIOUS AND YOU DON'T HAVE ANSWER NOW BUT I'M I'D BE CURIOUS IF STAFF ARE PREDICTING ANY CHANGES IN FUNDING FOR 2025. I DON'T KNOW IF IT WOULD HAPPEN THAT QUICKLY. YOU KNOW OBVIOUSLY DIFFERENT ADMINISTRATION WINS HAVE DIFFERENT PRIORITIES AND SOME DO PRIORITIZE THINGS AND SO I GUESS I'M JUST CURIOUS IF YOU HAVE HEARD ANY KIND OF PREDICTIONS AS WHAT MIGHT HAPPEN WITH HUD AND THE FUNDING THAT FLOWS THROUGH HUD? YEAH, I'M CHAIR AND COMMISSIONERS GOOD QUESTION. WELL, I DON'T KNOW I CAN SAY I BELIEVE WHEN THE THIS WAS IN PLACE PREVIOUSLY THERE WEREN'T NECESSARILY DRAMATIC TO FUNDING FOR THESE PROGRAMS LIKE THE VOUCHERS AND CDBG BUT THERE WERE SOME ADMINISTRATIVE CHANGES AND POSSIBLY IMPLEMENTATION OF NEW POLICIES THAT WERE PUT ON HOLD. SO WE ARE KEEPING AN EYE I MEAN AND ANY CHANGES ARE ADMINISTRATION THESE FEDERAL PROGRAMS. SO WE ARE OF COURSE KEEPING AN EYE ON ANNOUNCEMENTS AS ALWAYS JUST TO BE AWARE OF ANY OF ANY UPCOMING CHANGES AND THAT'S HELPFUL TO NOTE THAT THE LAST TIME THERE WEREN'T SIGNIFICANT REDUCTIONS IN THE DOLLAR AMOUNT SO IT'S MORE OF THE ADMINISTRATIVE CHANGES. SO THINK YOU OTHER QUESTIONS  I DON'T KNOW IF YOU'RE GETTING READY TO NO. OKAY. SO MAY I HAVE A MOTION TO APPROVE FINAL SPECIAL BENEFIT LEVY PURSUANT TO MINNESOTA STATUTE SECTION FOUR 69.033 SUBDIVISION SIX IN MOTION TO APPROVE FINAL BUDGET FOR 2025 FOR THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF BLOOMINGTON MOVED APPROVE I BELIEVE YOU HAVE TO DO OKAY APPARENTLY WE NEED TO DO SEPARATE VOTE ON THESE TWO ITEMS. SO FIRST IS THE MOVE TO APPROVE THE FINAL SPECIAL LEVY WATERPROOF?  OKAY. AND APPROVE SECOND SECOND BY SECOND BY BELLINGER ALL IN FAVOR.  I OPPOSE MOTION PASSES 6 TO 0 NOW MAY I HAVE A MOTION TO APPROVE THE FINAL BUDGET FOR THE 2025 JURY AUTHORITY IN AND FOR THE CITY OF BLOOMINGTON TO APPROVE THE MOTION BY VOTING TO APPROVE SECOND SECOND BY DOUBLING OR ALL IN FAVOR I OPPOSED THE MOTION PASSES SIX ZERO.  ALL RIGHT NEXT ITEM IS NEW BUSINESS.  A MOTION APPROVING RESOLUTION 2024 APPROVING SUBORDINATION EIGHT IRON FOR CEDAR GATE CEDAR GLEN AND METROPOLITAN TOWERS. MAY I HAVE THE STAFF PLEASE?  CHAIR AND COMMISSIONERS THANK YOU. SO THE ITEM TONIGHT IS ABOUT SOME LOANS THAT WERE BACK IN 2017 AND I'LL GIVE YOU SOME BACKGROUND ON THAT AND SOME BACKGROUND ON ORION AS WELL. AND AS A NONPROFIT AFFORDABLE HOUSING DEVELOPER AND HOUSING PRESERVATION ORGANIZATION SO SINCE 1986, ALLEN HAS BUILT PURCHASED OR RENOVATED MORE THAN 5900 APARTMENTS AND TOWNHOMES AND THEY'VE DONE A LOT OF WORK HERE IN BLOOMINGTON. SO BACK IN 2017 ALLEN ACQUIRED A PORTFOLIO OF NATURALLY OCCURRING AFFORDABLE HOUSING TEN PROPERTIES IN TOTAL WITH OF THOSE PROPERTIES BEING WITHIN BLOOMINGTON AND DURING THAT ACQUISITION PROCESS AND CAME TO THE HRA FOR THE CITY OF BLOOMINGTON AND MADE A REQUEST FOR SOME SUBSIDY TO SUPPORT REHABILITATION EFFORTS FOR THOSE NEWLY ACQUIRED UNITS. THE REQUEST FOR $12,500 PER PROPERTY FOR EACH OF THE SIX PROPERTIES AND THE HRA AGREED TO THAT REQUEST AND PUT SUBORDINATE LOANS IN PLACE ON EACH ONE OF THOSE SIX PROPERTIES AND WAS ABLE TO ALSO RECORD RESTRICTIVE COVENANTS ON THOSE PROPERTIES TO HAVE AN AFFORDABILITY TERM IN PLACE THAT COINCIDES WITH THE LOANS FROM THE HRA AND SO THIS YEAR ALLEN APPROACHED HRA STAFF WITH A REQUEST AROUND REFINANCING THREE OF THE BLOOMINGTON PROPERTIES. THEY HAVE SOME OF THEIR FINANCING COMING TO TERM THEY'RE LOOKING TO REFINANCE THEIR PRIMARY MORTGAGE AND BECAUSE OUR FHA LOANS ARE SUBORDINATE TO THAT PRIMARY MORTGAGE WE WILL NEED TO RESUBMIT AN EIGHT IF WE WANT TO KEEP THAT LOAN IN PLACE.  SO THE THREE PROPERTIES THAT ARE GETTING REFINANCED ARE CEDAR GLEN AND CEDAR GATE AND METROPOLITAN TOWERS. YOU CAN SEE THEY'RE ALL KIND OF CLUSTERED IN THE SAME AREA. THE OTHER THREE PROPERTIES NICOLETTE NICOLLET COURT,  MAZDA MANORS AND I'M BLANKING ON THE LISTING THE ARBORS APARTMENTS ARE FURTHER WEST AND SOUTH THERE AROUND 90TH AND NICOLLET CLOSE TO OXBOW LAKE BUT THE THREE PROPERTIES THAT THEY'VE ASKED TO REFINANCE THIS YEAR ARE CEDAR GATE THEATER GLEN AND METROPOLITAN TOWERS. SO AS I MENTIONED FOR US TO KEEP OUR SECOND MORTGAGES IN PLACE WE WOULD NEED TO BE SUBORDINATE TO THE NEW FIRST MORTGAGES AFTER THAT REFINANCE AS A PART OF THAT REFINANCING . NO SIGNIFICANT CHANGES WOULD OCCUR TO OUR EXISTING AGREEMENTS AND IF WE CHOOSE TO RESUBMIT IT WILL ENSURE THAT THOSE RESTRICTIVE COVENANTS THAT I MENTIONED WILL NOT BE TERMINATED. AND HAVING THOSE COVENANTS IN PLACE GIVE US SECURITY THAT THE AFFORDABILITY TERMS THAT WE NEGOTIATED WILL PERSIST UNTIL AFTER THE END OF OUR LONG TERM WHICH WOULD BE 2047 OR IF THE IF AND CHOOSES TO VOLUNTARILY THE MORTGAGE THEN THAT COVENANT WOULD TERMINATE. AND SO THAT IS THE REQUEST FROM AVON IS TO GET APPROVAL FOR THE SUBORDINATION OF THOSE THREE MORTGAGES WITH THE HRA EACH ONE IS $12,500 AND I'LL LEAVE IT THERE. THANK YOU. ARE THERE ANY QUESTIONS COMMISSIONER?  THANK YOU, CHAIR. SO JUST  TO CONFIRM ESSENTIALLY RESUBMISSION AND JUST MAKE SURE THAT WE CONTINUE TO MAINTAIN THE LANGUAGE THAT WE HAD NOTHING ELSE REALLY CHANGES THAT JUST ALLOWS THEM TO REFINANCE AND AND MOVE FORWARD WHAT THEY NEED TO DO. COMMISSIONERS YES. OKAY, GREAT. AND THEN EACH LOAN IS ONLY $12,500 SO THEY COULD PROBABLY PAY THAT WHENEVER THEY WANT. THEY'RE CHOOSING NOT TO BECAUSE I KNOW IAN IS A PRETTY RESPECTED NONPROFIT OPERATING THESE KIND OF HOUSING OPTIONS AND SO SO YOU SAID IF THEY REPAY EVERYTHING THEN THEY COULD REMOVE THAT LANGUAGE. IS THAT CORRECT? CHAIR COMMISSIONERS, IF THEY REPAY THE LOAN THEN THAT WOULD BE AN EVENT OF ALLOWING TERMINATION OF THOSE RESTRICTIVE COVENANTS. BUT YOU SAID IAN IS MISSION BASED TO PRESERVE AFFORDABLE HOUSING.  DON'T FORESEE THAT NECESSARILY RESULTING IN THE AFFORDABILITY BEING LOST BUT WHAT IT COULD RESULT IN IS IF THEY WERE TO MAKE A SALE OF THOSE PROPERTIES TO LIKE A MARKET MARKET RATE RENT OR PROPERTY MANAGER THEN WE WOULDN'T HAVE THAT SECURITY IN PLACE.  NOW IT'S POSSIBLE THAT THAT SECURITY WOULD EXPIRE IN A SALE ANYWAY SO REALLY THE SUBORDINATION JUST ENSURES THAT THE EXISTING AGREEMENTS PERSIST. OKAY. ARE YOU OTHER QUESTIONS?  OKAY.  SO HEARING NONE MAY HAVE A MOTION TO APPROVE RESOLUTION 2020 4-1 THE BLANK 83 NUMBER 20 WHAT 23? OKAY. APPROVING SUBORDINATION AND AUTHORIZING RELATED ACTIONS TO SUB BOARD AND EIGHT HRA LOANS WITH AON FOR CEDAR GATE CEDAR GLEN AND METROPOLITAN TOWERS. SO MOVED THE SECOND MOTION BY MOODY'S SECOND BY C ALL IN FAVOR ARE OPPOSED.  MOTION PASSES 6 TO 0. THE NEXT ITEM IS DISCUSSION ITEM AND IT'S A STUDY ITEM ABOUT THE MISSING MIDDLE HOUSING IN AND MAY I HAVE THE STAFF REPORT? YEAH. THANK YOU.  CHAIR MUELLER AND MEMBERS OF THE HRA BOARD. GOOD TO BE BACK WITH YOU. I THINK I'VE PRESENTED IN FRONT OF MOST OF YOU BEFORE NICK JOHNSON PLANNING SUPERVISOR I LEAD THE LONG RANGE PLANNING UNIT AT CITY OF BLOOMINGTON.  SO GOOD TO GET SOME DISCUSSION ABOUT SOME OF THESE LAND USE AND ZONING CODE POLICIES THAT INTERACT HOUSING OF COURSE.  SO TODAY'S TOPIC MISSING MIDDLE HOUSING. IT'S A TOPIC THAT'S GOTTEN A LOT OF ATTENTION AND PLANNING DEVELOPMENT CIRCLES, LAND USE CIRCLES.  SO GOOD TO BRING IT BEFORE YOU AND HAVE A DISCUSSION. SO WHAT IS IT WHY DO WE NEED IT AS A COMMUNITY?  WHAT ARE SOME OF THE OPPORTUNITIES WITHIN WILMINGTON'S EXISTING ZONING TO MAKE IT EASIER TO CREATE THIS TYPE OF HOUSING AND WHAT ARE OPPORTUNITIES TO CREATE NEW USES STANDARDS TO DIVERSIFY BLOOMINGTON'S HOUSING STOCK TO PROVIDE MORE OPPORTUNITIES FOR BLOOMINGTON RESIDENTS AND OF COURSE I'M CERTAINLY CAN TAKE QUESTIONS THE END OF THE CHAIR'S PREROGATIVE AND YOU CERTAINLY CAN STOP ME IN THE MIDDLE AS WELL.  I DON'T MIND EITHER APPROACH. SO WHAT IS MISSING MIDDLE HOUSING SO MISSING MIDDLE HOUSING IS THERE'S MANY DIFFERENT INDIVIDUAL TYPES OF WHAT WE CONSIDER MISSING MIDDLE HOUSING AND THEY WERE VERY COMMON AMONG AMERICANS AND CITIES ELSEWHERE PRIOR TO THE 1920S, THIRTIES AND FORTIES WE CAN TALK ABOUT WHAT THE REASONS WHY THAT RESTRICTED THEIR DEVELOPMENT AFTER THAT BUT GENERALLY SPEAKING THEY RANGE FROM ALL THE WAY INCLUDE ADAS ALL THE WAY ALL THE WAY UP TO DEVELOPMENT TYPES THAT CAN INCLUDE 20 UNITS THEY'RE SPECIFICALLY DESIGNED BLEND IN AND BE COMPATIBLE WITH LOWER DENSITY RESIDENTIAL USES . SO THINK OF ALL OF BLOOMINGTON'S FAMILY NEIGHBORHOODS.  MANY OF THESE HOUSING TYPES CAN BLEND RIGHT IN IN INTO THE FABRIC OF THESE NEIGHBORHOODS AND DO SO VERY EFFECTIVELY.  MOST FORMS OF MISSING RENTAL HOUSING DEVELOPMENT IN THE UNITED STATES IS IN THAT 2 TO 4 UNIT RANGE SO DUPLEXES TWO FAMILY WE COME TO FAMILY HOMES AND THE ZONING CODE TRIPLEXES QUADS FOR PLEX'S MULTI-UNIT THEY HAVE OR MULTIPLEX RATHER THEY HAVE DIFFERENT NAMES. SO ONE OF THE THINGS I WOULD ENCOURAGE JUST AS PART OF THE DISCUSSION THERE'S A LOT OF DIFFERENT TYPES WE'RE COMING BEFORE YOU TO ASK LIKE WHAT TYPES OF TYPES SHOULD WE ESTABLISH IN OUR CODE ? BUT REALLY WHAT I WANT TO EMPHASIZE THAT IT'S IMPORTANT IS TO BE FLEXIBLE AND NOT GET TOO CAUGHT OR FIXATED ON EACH INDIVIDUAL TYPE AND HOW ONE'S DIFFERENT FROM THE OTHER. BUT WE WANT TO TRY AND CREATE A LANDSCAPE OF THIS A SYSTEM THAT CAN ALLOW DIFFERENT OUTCOMES AND MORE VARIETY THAN WHAT WE HAVE TODAY IN EFFECT. SO WHY DID THIS HOUSING BECOME DIFFICULT TO BUILD STARTING IN THE 1920S BUT PARTICULARLY IN YOU KNOW, 1940S AND FIFTIES RAPID SUBURBANIZATION IN THE UNITED STATES ZONING CODES AND LAND USE REGULATIONS BECAME MUCH MORE RESTRICTIVE AND PROHIBITIVE OF THESE HOUSING TYPES. MOST HOUSING PRODUCTION IN THE UNITED STATES SINCE THEN HAS BEEN IN THE FORM OF SINGLE FAMILY HOMES OR IN MULTIFAMILY WITH LESS IN BETWEEN TOWNHOME DEVELOPMENTS ARE POPULAR IN MANY AREAS BUT REALLY THAT'S KIND OF LIKE THE ONLY CONSISTENT FORM OF MIDDLE HOUSING OR MEDIUM DENSITY YOU MIGHT HEAR IT REFERRED TO AS POST-WORLD TWO AND SO THIS GRAPHIC ON THE SLIDE BEFORE YOU JUST PRESENTS DIFFERENT TYPES OF MISSING MIDDLE HOUSING SOME ARE MORE COMMON IN OTHER PARTS OF THE COUNTRY THAN THAN IN MINNESOTA IN MINNESOTA WE CERTAINLY HAVE SOME OF THESE TYPES SOME OF THEM ARE MORE FROM LESS WINTER FRIENDLY THAN OTHERS. BUT ALL OF THEM I THINK OFFER DIFFERENT BENEFITS, DIFFERENT ATTRIBUTES THAT ARE POSITIVE.  SO WHY DO WE NEED MISSING MENTAL HOUSING AND TO TALK ABOUT THAT JUST ON A FEW SLIDES SO THE GRAPH ON THE LEFT EXPRESSES NUMERICALLY HOW IN THE UNITED STATES WE'RE NOT CREATING STARTER HOMES IN THE FORM OF NEW CONSTRUCTION ANYMORE.  SO STARTER HOME IN THIS CASE AS DEFINED 4000 SQUARE FEET OR LESS THIS IS A TYPE OF DWELLING OR HOUSING UNIT THAT HAS BEEN IN GREAT DECLINE IN TERMS OF NEW CONSTRUCTION, NEW PRODUCTION. AND SO A MISSING MIDDLE HOUSING IS AS ONE OF THE POTENTIAL SOLUTIONS TO FILL IN THAT GAP BECAUSE THESE TYPES DO TEND TO HAVE SMALLER UNIT SIZES AND AS I SAID CAN BE INTEGRATED INTO LOWER DENSITY AREAS.  THE GRAPH ON THE RIGHT THIS AGAIN THIS IS NATIONAL DATA BUT ABOUT 2 TO 4 UNIT PRODUCTION STEMMING FROM 1990 UP UNTIL 2022. SO CERTAINLY SOME INCREASES IN VARIOUS YEARS POST 2010 BUT THAT'S REALLY MORE THE I WOULD SAY COMPARED TO THE HISTORIC DATA YOU KNOW A SIGNIFICANT DROP OFF AND THEN MORE OF THE ABERRATION THAN THE NORM TO HAVE LESS 2 TO 4 DWELLING UNIT PRODUCTION.  SO ONE OF THE ESSENTIAL ELEMENTS OF MISSING MIDDLE HOUSING AND IT'S TIED TO NOT NECESSARILY ALL NEW CONSTRUCTION AS YOU KNOW NEW CONSTRUCTION TENDS TO BE FAIRLY EXPENSIVE UNLESS IT'S INCOME RESTRICTED IN SOME WAY. BUT OVERALL I THINK ONE OF THE KEY CONCEPTS OF THIS TOPIC IS JUST THAT WE NEED TO BUILD MORE HOUSING OVERALL IN ALL THE DIFFERENT INCOME BANDS THAT PEOPLE CAN AFFORD. IT'S JUST GOING TO CREATE A HEALTHIER ECOSYSTEM OVERALL. IF YOU ADD MORE SUPPLY PEOPLE ARE GOING TO HAVE MORE OPTIONS TO TO SWAP THEIR HOUSING OPTION IF THEY ARE AN EXISTING RESIDENT FOR OTHER THINGS. THE OTHER THING I WOULD SAY TOO IS YOU KNOW, AFFORDABILITY CRITICALLY IMPORTANT AND I'M SORRY GETTING AHEAD OF MYSELF . I JUST WANTED TO POINT OUT ON THE SLIDE THAT IN THE TWIN CITIES REGION WE HAVE A OF 79,000 HOUSING UNITS FOR EXTREMELY LOW INCOME. THIS IS OF THE MOST RECENT CENSUS DATA THAT MICHELLE LINCOLN PULLED TOGETHER. SO JUST BEING COGNIZANT OF THAT NUMBER, HOW OVERALL HOUSING PRODUCTION CAN HOPEFULLY MOVE THAT TREND LINE IN A DIFFERENT DIRECTION THAN WHERE IT'S CURRENTLY MOVING.  THE OTHER THING I WANTED TO MENTION ABOUT MISSING MIDDLE HOUSING WELL YOU KNOW WHAT? I'M GOING TO DO THAT AT THE END. FORGIVE ME. I GOT SOME MORE SLIDES TO GET HERE. SO THIS IS KIND OF THE SAME TOPIC BUT BOILING IT OR DIRECTING IT TO THE BLOOMINGTON CONTEXT HOUSING CASPER AND I'M SURE ALL OF YOU ARE WITH THAT CONCEPT BUT IF YOU'RE NOT LET ME KNOW. BUT BASICALLY 20% OF BLOOMINGTON'S OWNER RESIDENTS WHO LIVE IN OWNER OCCUPIED HOUSING HOUSING CASPER AND JUST UNDER 50% OF BLOOMINGTON'S RENTERS ARE HOUSING COST BURDENED. SO THEY'RE PAYING MORE THAN I GUESS WHAT IS A STABLE AMOUNT FOR THEIR HOUSING COST AND AND THAT CREATES OTHER CHALLENGES OF COURSE SO JUST TO BOIL THAT DOWN TO THE BLOOMINGTON PIECE AND THEN THIS IS THE MOST RECENT DATA FROM OUR ASSESSING AND DIVISION WE'RE VERY LUCKY TO HAVE ASSESSING IN HOUSE. A LOT OF OTHER CITIES HAVE TO WORK WITH THEIR COUNTY OR OTHER PROFESSIONALS TO GET THIS DATA AS QUICKLY AND AS AS AS WE DO. BUT JUST TO NOTE THAT MEDIAN VALUE OF A SINGLE FAMILY HOME AND AGAIN ALL THIS TIES TOGETHER ON THE TOPIC OF AFFORDABILITY BUT THE MEDIAN VALUE A HOME IN BLOOMINGTON IS 356,000 MEDIAN SALES PRICE 300 I'M SORRY THAT WAS THE ASSESSED VALUE. THE SALES PRICE WAS 387 JUST BEFORE I STEPPED UP HERE I LOOKED UP THAT THE MET AFFORDABILITY LIMITS FOR OWNER OCCUPIED AND IT'S 290,000 FOR 80% AND I BELIEVE FOR 24 SO YOU CAN SEE BASED ON THAT MEDIAN SALES PRICE YOU KNOW YOU LOOK AT 90,000 OVER THE WHAT IS CURRENTLY DEEMED AFFORDABLE AT 80% AMI IN THE REGION SO IT'S JUST YOU KNOW IT'S A IT'S A CONSISTENT CHALLENGE WITH RESPECT TO THAT AND THEN THE AVERAGE RENT I THINK SOME OF THIS INFORMATION MAY HAVE BEEN PRESENTED TO YOU IN THE ANNUAL REPORT AND OTHER SOURCES BUT WE HAVE SOME OF THAT DATA AS WELL.  THE ONE POINT THAT I COULDN'T WAIT APPARENTLY TO KEEP TO TRY AND GET TO I WISH I KEPT STEPPING ON MY TONGUE. WAS THAT ONE OF THE KEY ATTRIBUTES OF MISSING MIDDLE HOUSING IS THAT IT ALSO AN OPPORTUNITY FOR CREATING GREATER HOUSING VARIETY IN COMMUNITIES?  SO AS I MENTIONED MOST COMMUNITIES ARE BUILDING EITHER SINGLE FAMILY HOMES OR MULTIFAMILY. SOMETIMES TOWNHOMES IS KIND OF THE MAIN MEDIUM DENSITY PRODUCT THAT'S BEING CREATED AND THAT'S OF COURSE MORE IN GREENFIELD TYPE COMMUNITIES OUR HAVE LAND AVAILABLE FOR DEVELOPMENT BLOOMINGTON IS FULLY BUILT OUT WE NEED TO FIND TO INCREASE OUR HOUSING SUPPLY IN LOW DENSITY AREAS AND SO MISSING RENTAL HOUSING DOES OFFER MORE OPPORTUNITIES TO BUILD HOUSING. THAT'S ADA ACCESSIBLE.  THAT'S GOOD FOR SENIORS. THAT'S GOOD FOR ONE AND TWO PERSON HOUSEHOLDS. BUT ALL OF THESE THINGS ARE GOING TO INCREASE IN OUR PROPORTIONAL SHARE OF OUR RESIDENTS. SO THIS HOUSING TYPE AND TALKING ABOUT THE REGULATIONS OF WHAT POTENTIALLY PROHIBITS IT OR BLOCKS IT FROM BEING CREATED IS VERY ESSENTIAL.  BLOOMINGTON'S THE FOURTH OLDEST COMMUNITY IN THE TWIN CITIES REGION I BELIEVE AND SO WE ARE AN OLDER COMMUNITY AND I BELIEVE SINCE 1990 THE THE NUMBER OF HOUSEHOLDS WITH CHILDREN HAS GONE DOWN SLIGHTLY AS WELL.  SO THIS IS MISSING THIS IS HOUSING PRODUCTION AND SINGLE FAMILY 80 YEARS TO FAMILY AND 3 TO 4 UNIT DWELLINGS SINCE 2017. THIS IS KIND OF A GOOD DATA STRONG DATA THAT WE HAVE FROM OUR MOST CURRENT PERMITTING SYSTEM.  THAT'S HOW WE KNOW IT'S VERY ACCURATE.  WE COULD LOOK AT PREVIOUS ERAS BUT IT'S A LITTLE BIT LESS QUALITY CONTROL ON THE DATA ACCURACY STANDPOINT.  SO WHAT I SEE HERE IS THERE'S NOT BEEN A SIGNIFICANT AMOUNT OF PRODUCTION OF 80 YEARS TO FAMILY DWELLINGS.  WE'VE HAD A LITTLE BIT OF SUCCESS CONSTRUCTING A FEW AND INFILL SITES BUT NOT AS MUCH AS WE'D LIKE AND KNOW 3 TO 4 UNIT DWELLINGS IN THIS PERIOD OF TIME NOW AND AND KEY TO KNOW THAT ZONING CODE CURRENTLY CONSIDERS A THREE UNIT DEVELOPMENT MULTI-FAMILY CURRENTLY WE DON'T HAVE A SEPARATE TRIPLEX OR SEPARATE USES OUR CODE WE DO HAVE TOWNHOMES AND SO THAT'S ONE AVENUE POTENTIALLY TO GET A THREE OR FOUR UNIT DEVELOPMENT IN ONE SPOT BUT MOST PEOPLE ARE LOOKING TO DEVELOP THAT OR LOOKING TO CREATE MORE SCALE OR MORE NUMBER OF UNITS THAN THAN JUST THAT. SO LISTING MIDDLE IS REALLY THE AVENUE TO GET AT SOME OF THESE THINGS. I WOULD NOTE THAT I BELIEVE YOU KNOW A FEW YEARS AGO MIKE PALERMO WAS BEFORE YOU CONDUCTING JOINT MEETINGS WITH THE PLANNING COMMISSION ABOUT SOME OF OUR SINGLE IN TWO FAMILY ZONING AMENDMENTS THOSE THAT GET ADOPTED IN MAY OF 2023.  WE HAVE BEEN KEEPING AN EYE ON SINGLE AND TWO FAMILY UNIT PRODUCTION SINCE THEN.  ONE OF THE SIGNIFICANT CHALLENGES IS RIGHT AS AND ALL MORE ATTUNED TO THIS THAN MOST IS AT ONE RIGHT WHEN THAT ROLLED OUT WE KIND OF ENTER IN THE MOST DIFFICULT CONSTRUCTION ENVIRONMENT JUST IN TERMS OF LABOR COST OF LAND AS WELL AS COST OF BORROWING.  SO FINANCING FINANCE RATES ARE VERY HIGH.  IT'S VERY DIFFICULT TO BUILD THESE OF PROJECTS BECAUSE FRANKLY THEY JUST HAVE LESS REVENUE ON THE ON THE BACK END OF THEM THAN MULTIFAMILY OR OTHER PROJECTS.  SO I MEAN THAT'S CERTAINLY ONE WAY AND THE PLANNING COMMISSION TALKED ABOUT THIS A LITTLE BIT AT THEIR DISCUSSION ONE WAY TO OR A IMPORTANT ROLE AND DISCUSSION FOR THE HRA TO HAVE IS KIND OF WHAT ROLE IT PLAYS IN YOU KNOW THE THE SUPPORT OF DEVELOPER COMMUNITY JUST IN TERMS OF TRAINING THEM, EDUCATING THEM PEOPLE ALWAYS RESOURCES ARE A PIECE OF THAT TOO BUT EMERGING DEVELOPERS THAT'S A KEY THING TO THINK ABOUT WITH THIS TOPIC TOO WHETHER IT BE EDUCATIONAL WORKSHOPS OR TRAININGS I KNOW YOU ALLY AND OTHER PLACES DO THINGS LIKE THAT IT'S SOMETHING THAT YOUR STAFF HAS KEYED INTO AS WELL BUT ONE OF THE ISSUES IS JUST THERE'S NOT A LARGE ROSTER DEVELOPERS WHO DO THIS WORK AND AGAIN THAT'S RELATED TO THE REVENUE PIECE.  I WILL SAY THAT I DO KNOW OF A COUPLE TWO FAMILY DWELLINGS THAT ARE KIND OF IN THE WORKS THAT ARE GETTING CLOSER TO THE FINISH LINE. SO I AM DESPITE WHAT THESE NUMBERS LOOK LIKE RIGHT NOW POST 2023 WITH RELATED TO THE ZONING AMENDMENTS I AM OPTIMIST THAT SOME MORE PROJECTS ARE GOING TO BE COMING FORWARD IN THE NEAR TERM AND I KNOW YOU'RE INVOLVED THE PARK AVENUE SITES WITH HABITAT AND THAT'S A GOOD EXAMPLE OF THOSE AMENDMENTS DID ALLOW YOU TO PROCEED WITH SO IN TERMS OF THE DISCUSSION OF COURSE THE ZONING CODE IS MORE OF THE OR DISCRETION OF THE PLANNING COMMISSION AND CITY COUNCIL OF COURSE.  BUT JUST IN TERMS OF OUR SUBSEQUENT DISCUSSION HERE THIS EVENING, ONE WAY I WOULD SUGGEST FOR YOU TO THINK ABOUT IT IS JUST GIVING YOU MORE TOOLS IN YOUR TOOLBOX TO CREATE HOUSING IN LOWER DENSITY AREAS.  SO HOW IS IT IMPLEMENTED? I TALKED A LITTLE BIT ABOUT FACTORS SO AGAIN COST OF LABOR, LAND MATERIALS FINANCING THOSE ARE THINGS THAT WE AS THE CITY DON'T CONTROL.  YOU CERTAINLY CAN HELP SUPPORT PROJECTS FINANCIALLY THROUGH SOME FORM OF SUBSIDY OR OTHER MEANS BUT THOSE ARE A LOT OF THINGS THAT ARE OUTSIDE OF OUR CONTROL. SO ONE THING THAT WE DO CONTROL OUR LAND USE REGULATIONS AND THAT'S PRIMARILY THE ZONING CODE AND THAT'S WHAT WE DO IN THE PLANNING DIVISION. THE PLANNING COMMISSION IS THE CITY'S PLANNING AGENCY SO THEY'RE ADVISORY TO THE COUNCIL ON THESE MATTERS. BUT IT'S GOOD TO BRING THIS BEFORE YOU BECAUSE AS I MENTIONED IN THE BEGINNING YOUR WORK VERY MUCH INTERSECTS WITH THESE REGULATIONS. WHAT YOU ARE ABLE TO DO IS DIRECTLY TIED TO WHAT THE CITY CODE ALLOWS YOU TO DO EFFECTIVELY AND THE DEVELOPERS YOU WORK WITH. SO WHAT WE DID ISRESENTED TO THE PLANNING COMMISSION I THINK ROUGHLY 20 ITEMS, 20 POTENTIAL SOLUTIONS AND TWO BUCKETS IF YOU WILL FOR US TO EXPLORE THAT COULD RESULT ULTIMATELY IN CITY CODE AMENDMENTS THE FIRST BUCKET AND IT'S TABLE TWO AND THE STAFF REPORT THAT WAS INCLUDED YOUR PACKET ARE WAYS TO TWEAK THE EXISTING ZONING CODE . I DON'T WANT TO CALL IT LOW HANGING FRUIT BUT IT'S IT'S BASICALLY USES THAT ALREADY EXISTS AND MAKING AMENDMENTS TO EXISTING STANDARDS THAT ARE GOING TO INCREASE THE PRODUCTION OF THESE UNITS PARTICULARLY 80 YEARS AND TWO FAMILY DWELLINGS OR RATHER MAYBE A BETTER WAY TO SAY IT IS JUST LOWER BARRIERS AND GET MORE SITES TO EXIST IN THE COMMUNITY AND FOR THE SAKE OF EFFICIENCY AND TIME WHAT OUR GOAL IS WE HAVE A STUDY SESSION UPCOMING WITH THE CITY COUNCIL WHAT OUR GOAL IS FOR THE PLANNING COMMISSION MEETING AS WELL AS.  THIS MEETING IS GENERALLY REPORT TO THE CITY COUNCIL. YOU KNOW WE'VE HAD TWO ADVISORY BOARDS LOOK AT THIS THIS IS WHERE THEY'RE AT WITH THE THINGS THEY WANT TO PURSUE AND THAT WAY WE CAN CLEARLY COMMUNICATE TO THEM WHAT IS THE PREFERENCE AND THE DESIRE ON THE PART OF THESE TWO BODIES WHO WORK IN THIS SPACE . SO WHAT I'M GOING TO DO FOR THE SAKE OF EFFICIENCY ON THE TABLES THAT MICHELLE PUT TOGETHER SHOUT OUT TO MICHELLE IS TO SHE PUT THE PLANNING COMMISSION FEEDBACK DIRECTLY THE SLIDE AND HOPEFULLY IT WAS REPRESENTATIVE THAT WAY IN YOUR STAFF REPORT AS WELL AND THEN WE ALSO ORDERED THESE FROM A SEQUENCE STANDPOINT TO KIND OF DESCRIBE WHAT THESE THINGS ARE IN THE ORDER THAT THE ONES THAT PLANNING COMMISSION SUPPORTED THERE ARE SOME MAYBES SO THEY'RE A LITTLE ON THE FENCE OR NOT SURE ABOUT AND THEN THE ARE OPPOSED TO THESE CHANGES SO I'M GOING TO PRESENT THESE TO YOU IN KIND OF SLIDE BY SLIDE IN THESE BUCKETS WE DON'T NEED TO DISCUSS EVERY SINGLE ONE BUT RATHER WHAT I'M LOOKING FOR FROM YOU IS JUST AN AFFIRMATIVE THAT EITHER A ALL THESE ON THIS LIST LOOK GOOD. I KIND OF AGREE WITH THE PLANNING COMMISSION OUR POSITION ON THESE THINGS OR OR WE DON'T OR IF YOU WANT TO PULL OUT INDIVIDUAL  FOR ME TO TALK ABOUT THEM AND KIND OF EXPLAIN WHAT THEY ARE I'M HAPPY TO DO THAT TOO. I WILL READ THEM OFF JUST ON THE SLIDE BY SLIDE BUT IT'S 80 OWNER OCCUPANCY REQUIREMENT I THINK OF ALL THESE KIND OF MORE LAND USE REGULATION SETBACKS, BOG STANDARDS, THOSE KINDS OF THINGS THE OWNER OCCUPANCY ONE I THINK IS THE ONE THAT VEERS MORE STRONGLY INTO THE OF THE HRA. I WOULD SAY THAN THE 80 PROPORTIONATE SIZE. SO THAT JUST DEALS WITH HOW BIG THE ADA YOU CAN BE COMPARED TO ITS ASSOCIATED DWELLING. 82 SETBACKS BOTH REAR YARD AND NUMBER THREE AND FRONT YARD SETBACKS AND THEN TO FAMILY DWELLINGS ALLOW THEM IN OUR THREE DISTRICT WHICH IS A TOWNHOME DISTRICT MEDIUM DENSITY DISTRICT.  SO THE PLANNING COMMISSION SUPPORTED ALL OF THESE JUST KIND OF LOOKING AT LOOKING AT YOU ALL TO SEE IF YOU WOULD ALSO PROVIDE AN AFFIRMATIVE RECOMMENDATION ON THIS GROUP OF ON THESE FIVE GROUP OF EXISTING CODE AMENDMENTS.  COMMISSIONER CARTER THANK YOU CHAIR.  I'M JUST A CLARIFICATION. SO IF WE GIVE THE THUMBS UP THAT MEANS STAFF WILL CONTINUE TO DO WORK ON THESE OR WE WILL LIKE MOVE IT AND WE'LL MOVE WITH ACTUAL AMENDMENTS COMING BEFORE CITY COUNCIL CHAIR COMMISSIONER CARTER THANK YOU FOR THAT QUESTION. I SHOULD HAVE CLARIFIED A LITTLE BIT. SO ONE OF THE COMPONENTS OF THE TABLE TWO AND THE TABLE THREE AMENDMENTS THE THINGS THAT I'M LOOKING IT MAYBE ISN'T THE RIGHT WORD FOR IT BUT BASICALLY THERE'S A GROUPING OF ITEMS THAT COULD PROCEED MORE QUICKLY TO CODE AMENDMENTS AND THERE'S ITEMS THESE ELEMENTS OF THESE USES THAT WE DON'T CURRENTLY HAVE IN OUR CODE THEY'RE GOING TO TAKE MORE WORK ON STAFF'S PART TO KIND OF PERFORMANCE STANDARDS BASED ON THE GUIDANCE OF THE CITY COUNCIL PLANNING COMMISSION HRA BOARD. SO I VIEW IT AS THERE'S GOING TO BE A GROUP OF THINGS WHERE IT'S VERY CLEAR WHAT THE ASK IS AND WHAT NEED TO DO. WE CAN MOVE QUICKLY ON THAT IF THAT'S THE DESIRE OF THE CITY AND THEN THERE'S ANOTHER GROUP AND THAT'S GOING TO TAKE A ADDITIONAL STUDY AND WORK AND WE PROBABLY WOULD BRING THAT BACK TO YOU IN A SUBSEQUENT STUDY SESSION. SO THIS IS THE FIRST GROUP WE'RE GOING TO WORK. YEAH. THANK YOU. SORRY.  PROCEDURAL FILE ON MY PART. WE ARE GOING TO STILL GET SOME INITIAL FEEDBACK FROM YOU ON SOME OF THESE THINGS BECAUSE IT WILL GUIDE SOME OF OUR RESEARCH AND OUR WORK IF YOU TELL US THAT YOU KNOW STACK FLATS OR COURTYARD APARTMENTS ARE APPROPRIATE FOR BLOOMINGTON TO HAVE AND THAT'S THE CONSENSUS VIEW OF THE CITY COUNCIL AND ON DOWN THEN THAT'S A GOOD THAT'S GOOD DIRECTION FOR US BECAUSE THEN WE'RE NOT GOING TO PLACE MORE OF OUR CHIPS AND OUR TIME IN THOSE AREAS SO THAT MAKES SENSE. OKAY THANK YOU. YEAH I JUST HAVE A QUICK QUESTION. ARE THREE ZONING DISTRICT FEEL LIKE I SHOULD KNOW THAT BUT IT'S SLIPPING AND YEAH THANK YOU CHAIR MUELLER SO THE OUR THREE ZONING DISTRICT IS NOT WIDELY APPLIED IN THE CITY. IT WAS CREATED IN 2015 AS A DISTRICT TO CREATE MORE MEDIUM DENSITY HOUSING. WE'VE ONLY APPLIED IT TO ONE SITE OR I GUESS TECHNICALLY TWO SITES BUT IT IT'S THE PENDING A PLAT AND I WILL BE DEVELOPED AS TOWNHOMES I THINK IN THE NEXT YEAR HOPEFULLY SO ONE OF THE THINGS THAT WE NOTICED ABOUT OUR CODE AGAIN TO THE POINT OF BUILDING IN MORE FLEXIBILITY IS THAT WE HAVE LISTS OF USES IN SOME OF OUR ZONING DISTRICTS WHEN THE PLANNERS CONSTRUCTED THESE DISTRICTS SAY IN 2015 OR SAY EVEN MUCH EARLIER IT WAS LIKE THIS DISTRICT IS GOING TO BE THIS THING. BUT WHAT YOU REALIZED LATER ON IS THAT YOU ARE CREATING SOME PROBLEMS IN TERMS OF FLEXIBILITY YOU'RE LIMITING THE FLEXIBILITY OF SOME OF THESE DISTRICTS. SO TWO FAMILY DWELLINGS IN THE CONTEXT OF A TOWNHOME DEVELOPMENT IS ACTUALLY ON LOWER DENSITY SIDE BUT WE COULD ENVISION A SCENARIO WHERE SEPARATE PROPERTIES BE CREATED WITHIN ONE DEVELOPMENT WHERE SOME OF THEM ARE TWO FAMILY DWELLINGS, SOME OF THEM ARE TOWNHOMES AND MAYBE THIS ONE I JUST TOO MANY PLANNERS IN THE ROOM TALKING ABOUT REGULATIONS BUT SO BUT IT'S JUST WAY TO BUILD IN MORE FLEXIBILITY THAT MAKES SENSE.  OKAY THANK YOU.  SO SO SUFFICE TO SAY THAT THE HRA BOARD IS SUPPORTIVE OF THESE ITEMS GENERALLY. OKAY.  WELL NATURE I'M INTERESTED TO SEE WHAT OTHER IDEAS WE HAVE ESPECIALLY BECAUSE THE USE I GET IT LIKE IT'S A THING WE CAN DO IT'S LOW HANGING FRUIT YOU COULD SAY BUT IN TERMS OF CREATIVITY OF OPTIONS AND JUST OUT OF THE BOX THINKING I THINK THERE'S DEFINITELY MORE OPPORTUNITY OF WHAT WE CAN DO IN BLOOMINGTON TO THAT.  AND I'VE ALWAYS BEEN I'VE BEEN HARPING THE HOME OWNERSHIP PIECE OF IT FOR LONG AS I'VE BEEN HERE. SO BECAUSE I DO BELIEVE LIKE THERE'S A TIME AND PLACE TO RENT THERE'S A TIME AND PLACE TO OWN THE THERE'S TIME AND PLACE TO RENT AGAIN AND THE TIME AND PLACE TO OWN AGAIN AND I FEEL LIKE THE DEVELOPMENT THAT WE'VE HAD OVER THE LAST EIGHT YEARS HAVE BEEN PURELY THE RENTAL SIDE. AND WHAT I DON'T WANT TO DO IS LIMIT THE OPPORTUNITY FOR PEOPLE TO MOVE FROM THE RENTAL SIDE TO THE OWNERSHIP SIDE AND STAY IN BLOOMINGTON WHERE SOMETIMES I FEEL THIS IS JUST ANECDOTAL BUT LIKE ARE RENTING IN BLOOMINGTON AND THEY WANT TO BUY A HOUSE AND THERE'S NO WAY YOU TO EVEN GET INTO A TOWNHOME AND SO YOU END UP MOVING DOWN TO FARMINGTON OR WHEREVER BECAUSE THAT'S JUST WHERE IT'S CHEAPER TO ACTUALLY BUY SOMETHING AND OWN IT YOURSELF. SO YES I'M SUPPORTIVE OF THESE FIVE THAT WE HAVE ON THERE BUT I KNOW WE OTHER IDEAS OUT THERE AND I'M INTERESTED TO SEE THOSE AND WHAT WE CAN DO TO DRIVE ADDITIONAL DEVELOPMENT.  YEAH THANK YOU COMMISSIONER MU I THINK YOU'RE GOING TO LIKE TABLE MORE THAN TABLE TWO. THAT'S GOOD. AND YES I DIDN'T I DIDN'T EMPHASIZE THAT MORE STRONGLY IN MY EARLIER REMARKS BUT I THINK MISSING MIDDLE HOUSING ALSO PRESENTS UNIQUE OPPORTUNITIES HOMEOWNERSHIP THAT THE CURRENT BIFURCATED STRUCTURE OF ALL SINGLE FAMILY AND MULTIFAMILY DOES NOT OFFER. I THINK THERE ARE SOME YOU NOT HURDLES BUT SOME QUESTIONS THAT DO NEED TO BE RESOLVED WITH THAT IT'S EASY TO SPLIT A TWO FAMILY DWELLING RIGHT DOWN THE MIDDLE IF YOU HAVE A SHARED WALL THAT'S PRETTY STRAIGHTFORWARD YOU CAN CONDO YOU KNOW, CERTAIN MIDDLE MIDDLE HOUSING TYPES AND I DON'T WANT TO SPEND TOO MUCH TIME ON THE CONDO LAWS.  THAT IS WHAT IT IS AND I DON'T KNOW HOW THAT WILL INTERACT WITH MIDDLE HOUSING. WE CAN CERTAINLY STUDY THAT A LITTLE BIT BUT ONE OF THE OTHER THINGS I'M NOTICING IS THAT YOU KNOW YOU KNOW WHEN YOU HAVE KIND OF SHARED ASSETS AND IN HOUSING TYPES IT PROBABLY WOULD BE MORE SO JUST THE LOT AND THINGS.  IT CAN GET A LITTLE BIT COMPLICATED IN TERMS OF THAT ASSOCIATION OR YOU KNOW LESS ASSOCIATIONS ARE WANTING TO BE CREATED PREVIOUS DEVELOPMENT EXCEPT IN KIND OF GREENFIELD MORE DEVELOPMENTS WHERE YOU KNOW TALL BUILDINGS OF COURSE SO THE NEXT THANK YOU FOR THAT DIRECTION THE NEXT GROUPING OF LISTS WAS SIX THROUGH 11 AND THIS HAD TO DO WITH MORE TO FAMILY DWELLING STANDARDS. THERE IS ONE PIECE ON THE R THREE AT THE END THERE BUT SIX THROUGH TEN DEAL WITH TWO FAMILY DWELLINGS SO I WOULD I WOULD CATEGORIZE OR CHARACTERIZE THESE AMENDMENTS AS TRYING TO ALIGN OUR REGULATIONS FOR TWO FAMILY DWELLINGS MORE SO THAN WHAT IS APPLICABLE TO SINGLE FAMILY.  OUR CODE HAS MORE STRICT OR STRINGENT STANDARDS FOR TWO FAMILY DWELLINGS THAN IT HAS FOR SINGLE FAMILY. MANY TWO FAMILIES SITES EFFECTIVELY OPERATE VERY SIMILAR TO SINGLE FAMILY SITES. THEY SHOULDN'T HAVE WILDLY DIFFERENT STANDARDS AND THAT WAS PART OF THE DIFFERENT THAT WAS PART OF THE DISCUSSION IN MAY OF 2023. THIS IS KIND OF A CONTINUATION OF THAT.  SO ONE IS TO ALLOW DETACHED GARAGES AND ANOTHER THING I DIDN'T MENTION IS THAT ONE ELEMENT OF MIDDLE HOUSING CREATION IS THAT SOME OF THIS MIGHT BE CONVERSIONS SO YOU COULD HAVE A SINGLE FAMILY HOME, YOU DECIDE YOU WANT TO CREATE IT INTO TWO SEPARATE AND DISTINCT UNITS AND SO TWEAKING OF THESE THINGS MAKES THAT CONVERSION OPPORTUNITY MORE FEASIBLE BECAUSE A LOT OF SINGLE FAMILY HOMES IN BLOOMINGTON DON'T MEET OUR TWO FAMILY STANDARDS. SO IT'S A IT'S A NONSTARTER. SO SOME OF THOSE ARE ALLOWING DETACHED GARAGES FOR TWO FAMILY DWELLINGS, REDUCING THE SETBACKS FOR GARAGES FOR TWO FAMILY DWELLINGS, KIND OF REMOVING A DESIGN STANDARD FOR TWO FAMILY ON CORNER LOTS THAT DRIVEWAY DRIVEWAYS IF THEY'RE FACING TWO LOCAL ROADS THEY HAVE TO BE HAS TO BE DIRECTED 1 TO 1 STREET, ONE OR THE OTHER. THESE ARE KIND OF AGAIN THINGS THAT DON'T MAXIMIZE FLEXIBILITY AND WE RUN INTO TROUBLE WITH WORKING WITH DEVELOPERS ON SITE DESIGN TO FAMILY LOT SIZE REQUIREMENTS. YOU KNOW THIS IS PROBABLY THE MOST SIGNIFICANT CHANGE IN THIS LIST BUT TO SLIGHTLY REDUCE THE MINIMUM LOT SIZE FOR TWO FAMILY DWELLINGS AS WELL I THINK WHEN THIS WENT THROUGH THE PROCESS SOME OF THE ANALYSIS THAT WAS DONE WAS FOCUSED ON SIDE BY SIDE TWO FAMILY DWELLINGS AS OPPOSED TO VERTICAL DUPLEXES AND SO WE HAVE A LOT OF YOU KNOW WE CAN POINT TO THAT HAVE LOWER LOT SIZE AND WE THINK WOULD WORK JUST FINE FOR BLOOMINGTON WOULD CREATE MORE OPPORTUNITY SITES EMPLOYMENT LEVEL AND THEN LASTLY ON OUR THREE DENSITY RANGE THIS ONE'S A LITTLE WONKY BUT THE DENSITY RANGE MAXIMUM IN OUR LOW DENSITY AREA IS 12 UNITS PER ACRE. OUR THREE IS CAPPED AT EIGHT UNITS PER ACRE.  WE WERE CONTEMPLATING LOOKING AT INCREASING THAT DENSITY RANGE OF THAT DISTRICT SO IT MORE ALIGNS WITH THE LOW DENSITY GUIDE PLAN BUT PLANNING COMMISSION WAS IFFY ON THAT ONE BUT THE REST OF THEM THEY SUPPORTED SO SAME EXERCISE SAME ASK AS THEY CHERRY BOARD GENERALLY IN ALIGNMENT WITH PLANNING COMMISSION'S RECOMMENDATIONS OF THESE ITEMS OR WOULD LIKE TO SEE ANYTHING DIFFERENT ANY COMMENTS OR QUESTIONS .  COMMISSIONER MUELLER THESE ARE I'M INTERESTED IN NUMBER TEN. I KNOW WE'VE HAD A LOT OF CONVERSATIONS AROUND TREES AND LANDSCAPING AND OTHER CONVERSATIONS THE LAST ONE AND SO I GUESS I'M INTERESTED TO UNDERSTAND WHAT THE SENSE BECAUSE THIS IS THE IMPACT YOU KNOW IS IT HOW WOULD IT MOVE THE NEEDLE IF WE REMOVE THIS PIECE COMPARED TO THE ENVIRONMENTAL IMPACT THAT THEY WOULD HELP SUPPORT?  YEAH, THANK YOU FOR THAT QUESTION, COMMISSIONER MOOSE. SO BASICALLY RIGHT NOW OUR CODE REQUIRES YOU TO PROVIDE FOR TREES FOR A TWO FAMILY DWELLING DEVELOPMENT AND WE HAVE KIND OF THE SAME PROCESS AND PROCEDURES THAT YOU WOULD SEE FOR A LARGE MULTIFAMILY DEVELOPMENT, A LARGE COMMERCIAL DEVELOPMENT. WE REQUIRE THEM TO PROVIDE A SURETY EITHER IN BOND OR CASH TO ENSURE THAT THE PLANT MATERIAL LIVES FOR ONE FULL GROWING SEASON. STAFF CONDUCTS MULTIPLE INSPECTIONS.  ONE OF THE CHALLENGES IN THIS CONTEXT IS THAT WE THE OWNERSHIP CHANGES FROM THE START OF THE PROJECT TO THE YOU KNOW THEY'RE SELLING SOME OF THESE UNITS IN THE FORM OF A TWO FAMILY DWELLING. SO IF THERE'S ISSUES WITH COMPLIANCE THEY IF SOME OF THE MATERIAL DIDN'T SURVIVE THE WINTER OR YOU KNOW, A HOT SUMMER NOW YOU'RE DEALING WITH A HOMEOWNER WHO HAD NO BACKGROUND OR UNDERSTAND THING OF KIND OF WHAT THE THEIR WHAT THE EXPECTATIONS WERE, WHAT THE CODE REQUIRES SO THIS IS ANOTHER AND FORGIVE ME I DIDN'T TOUCH ON THIS ONE OF MY COMMENTS BUT THIS IS ANOTHER AREA WHERE WE THINK IT MAKES SENSE TO ALIGN OUR EXPECTATIONS AND REQUIREMENTS JUST WITH SINGLE FAMILY HOMES. THERE'S NO PLANTING REQUIREMENT IF YOU'RE BUILDING A NEW SINGLE FAMILY HOME IN AND WE JUST THINK IT'S EFFECTIVELY IN THE SAME GROUPING OF USES WE DO THINK IT'S APPROPRIATE FOR MEDIUM DENSITY ABOVE THAT YOU PROVIDE A PLANTING PLAN AND A ROBUST ONE AT THAT. BUT THIS IS AN I AGREE THAT IT IS A LOW IMPACT ITEM. I DON'T THINK A PROJECT IS GOING TO NOT GO FORWARD ON THE BASIS OF OUR LANDSCAPING REQUIREMENTS BUT RIGHT NOW I GUESS WHAT WE'RE QUESTIONING AS A STAFF IS IS IT MEETING THE COST BENEFIT ANALYSIS OF THE AMOUNT OF STAFF TIME IT TAKES TO ADMINISTER IT FOR THE PAYBACK?  WE THINK THERE'S PROBABLY OTHER WAYS TO GET SOME OF THAT . YOU KNOW.  ALL RIGHT. ANY COMMENTS ON NUMBER 11? JUST THAT ONE'S PRETTY WONKY. I SAID AS I MENTIONED, FORGIVE ME. OKAY, I'M GOING TO KEEP GOING FORWARD IF THAT'S OKAY.  YES. ALL RIGHT. THANK YOU FOR YOUR SUPPORT THERE.  SO THIS IS THE TABLE THREE. SO THIS IS WHERE WE GET MORE IMAGINATIVE THIS IS WHERE WE START THINKING OUTSIDE MORE OUTSIDE THE BOX THAN WHAT BLOOMINGTON CURRENTLY HAS.  AND I WOULD SAY THAT THE PLANNING COMMISSION WAS YOU KNOW, FOR THE MOST OR A GOOD CHUNK THESE WERE SUPPORTIVE OF SOME THEY WERE UNSURE OF WHAT THE RIGHT DIRECTION WAS AND SOME OF THEM THEY WERE NOT SUPPORTIVE OF . AND SO AGAIN AS I MENTIONED BEGINNING WE'RE TRYING TO SYNTHESIZE A FEEDBACK FOR THE CITY COUNCIL. THAT'S THE GOAL OF THIS SESSION AND I'LL RUN THROUGH THESE AGAIN TOWNHOMES AND DETACHED TOWNHOMES IN THE MISSING MIDDLE GRAPHIC THAT I PRESENTED TO YOU YOU'LL SOMETIMES SEE THESE REFERRED TO AS COTTAGE COURTS EFFECTIVELY WHAT THEY ARE IS DETACHED TOWNHOMES ALL ON ONE SITE AROUND TYPICALLY A SHARED COURTYARD OR SOME SOMETHING ALONG THOSE LINES BUT ALLOW THOSE IN OUR ONE ZONING DISTRICT. AND ANOTHER THING TO MENTION THERE IS IN OUR COMPLAINT IN OUR LOW DENSITY DISTRICT IT DOES SAY THAT LOW DENSITY IS AN APPROPRIATE USE FOR OUR LOW DENSITY RESIDENTIAL DISTRICT THAT'S IN THE CITY'S PLAN.  SO FIGURE OUT A WAY TO ALLOW THAT IN OUR ONE ZONING DISTRICT TOWNHOMES ALLOW DETACHED TOWNHOMES.  CURRENTLY OUR TOWNHOME STANDARDS REQUIRE THAT SOME FORM OF ATTACHMENT AND AGAIN THIS IS JUST BACK TO THE THING ABOUT FLEXIBILITY A LOT OF OUR AND A LOT OF ZONING STANDARDS EVERYWHERE BLOOMINGTON'S NOT THAT UNIQUE IN THIS REGARD IT'S JUST THAT HOUSING CAN BE CREATED IN MORE CREATIVE AND UNIQUE WAYS THAN HOW A LOT OF CITY ZONING REGULATIONS ARE CURRENTLY STRUCTURED. SO REALLY WHAT WE'RE DRIVING AT WITH THAT ONE MISSING MIDDLE YOU SAW MICHELLE LABELED THESE AS KIND OF NEW USE CONSIDERATIONS MULTIPLEX MULTIPLEX USE TYPICALLY IS A LOWER DENSITY MULTIFAMILY OR LIKE A QUAD OR COULD BE SIX UNITS IT COULD BE EIGHT UNITS. BUT WHAT WE ASKED THE PLANNING COMMISSION IS WHETHER OR NOT CAN ESTABLISH THAT AS A PERMITTED OR CONDITIONAL USE AN R THREE AND R 12 AGAIN THOSE ARE KIND OF MORE MEDIUM DENSITY DISTRICTS. THEY WERE SUPPORTIVE OF THAT HEIGHT LIMITS EVALUATION SOME OF THESE MIDDLE HOUSING TYPES ARE THREE STORIES TALL AND ALL OF OUR LOW DENSITY FOR THE MOST PART ARE LIMITED TO TWO STORIES IN HEIGHT AND 40 FEET. AND SO ONE OF THE THINGS THAT MIGHT BE NECESSARY TO DO IF THE IF ALL OF THE DECISION MAKERS SAY WE NEED TO OPEN UP SOME OF THESE AREAS TO MORE MIDDLE HOUSING TYPES IS LOOK IN SPECIFIC AREAS WHERE WE SHOULD MAKE SOME AMENDMENTS TO OUR HEIGHT HEIGHT MAP AND THAT CAN BE LOCATION SPECIFIC. IT'S NOT LIKE EVERY R ONE SITE IS SUBJECT TO THE SAME STANDARDS IT'S THE CITY HAS A MAP AND WE CAN MAKE SOME ADJUSTMENTS THERE LIVE WORK THIS IS A LITTLE BIT OF A UNIQUE OPPORTUNITY I THINK WE CREATED THE LIVE WORK USE IN 2019 BUT RIGHT NOW IT'S ONLY LIMITED TO INDUSTRIAL SITES THE THOUGHT BEING WITH THAT YOU KNOW YOU'RE CABINET MAKER YOU'RE HAVE YOU HAVE A MAKERSPACE, YOU WANT TO LIVE IN YOUR STUDIO EFFECTIVELY AND THAT MADE SENSE AT THE TIME BUT ONE OF THE THINGS WE'RE ASKING AS PART OF THIS PROJECT IS SHOULD WE HAVE ALSO OUR NEIGHBORHOOD BUSINESS DISTRICTS AS PART OF THAT IF YOU'RE A SHOP OWNER, WHY COULDN'T YOU CREATE AN APARTMENT IN YOUR IN YOUR SPACE ASSUMING YOU MET SOME STANDARDS SO THAT WAS ANOTHER THING THAT THE PLANNING COMMISSION WAS SUPPORTIVE OF . SO I'LL LEAVE THAT UP THERE AND THEN WE'LL GET INTO THE SPICIER ONES HERE IN A MINUTE . COMMISSIONER CARTER THANK YOU CHAIR. I REALLY LIKE NUMBER AND I THINK ABOUT HOW MANY OF OUR NEIGHBORHOOD NODES AND NEIGHBORHOOD BUSINESS DISTRICTS NEED TO BE REVITALIZED AND IF THE SPEED AND AND TASTES SOME DEVELOPERS TO TAKE ON SOME LIKE THIS I THINK IT WOULD BE VERY COOL AND THEN ALSO I AM VERY CONFUSED WHAT A DETACHED TOWNHOME IS LIKE TO ME THAT'S JUST A IT'S A HOUSE IT'S YOU.  SO I GUESS I'M JUST CURIOUS IF YOU CAN JUST TELL ME MORE BUT JUST I REALLY TRULY DON'T UNDERSTAND THAT AND I'M TOTALLY I'M TOTALLY FINE WITH IT. THAT'S NOT REQUIRING THE SHARING OF A WALL. YEAH, TOTALLY FINE WITH THAT. I JUST I GUESS I'M JUST I DON'T KNOW WHY IT'S CALLED DETACHED TOWNHOME.  YEAH. CHAIR COMMISSIONER CARTER SO I MEAN I THINK YOU'RE ILLUMINATING ONE OF THE ONGOING JOKES OR DISCUSSION POINTS AS STAFF DISCUSS THESE DIFFERENT THINGS AND KIND OF LOOKS AT THE LITERATURE OF THIS BROAD AND WIDE TOPIC.  SO THERE'S JUST SO MANY DIFFERENT NAMES AND CONSIDERATIONS FOR THE DIFFERENT AND IT'S EASY TO GET KIND OF LOST IN SOME OF THAT. I THINK THE IDEA OF JUST RECALL THAT EVERY USE HAS DIFFERENT PERFORMANCE STANDARDS FOR IT AND SO BY CREATING OR ALLOWING EFFECTIVELY DETACHED TOWNHOMES YOU WOULD BE EXEMPTING THEM FROM KIND OF THE MORE STRINGENT STANDARDS ARE APPLICABLE TO SINGLE FAMILY DWELLINGS IN SOME CASES I'LL GIVE YOU AN EXAMPLE YOU KNOW RESIDENTIAL SITES IN OUR ONE ARE LIMITED TO 35% OF IMPERVIOUS SURFACE FOR THE MOST PART THAT'S HARD COVER THAT'S WHAT YOU CAN PUT STRUCTURES ON IF YOU WANTED TO CREATE A DENSITY TOWNHOME PROJECT. IF WE HAVE SPECIFIC STANDARDS THAT ARE APPLICABLE TO DETACHED TOWNHOMES OR EVEN SAY THEY WERE FOR THAT MATTER TO WE CAN EFFECTIVELY CREATE DIFFERENT STANDARDS FOR THAT AS LONG AS WE'RE STILL MANAGING OUR STORMWATER.  THAT'S JUST ONE EXAMPLE. SO I THINK THE IDEA OF JUST CALLING IT OUT SEPARATELY IS THAT AND IF THE CITY WANTS TO ALLOW MULTIPLE PRINCIPAL DWELLINGS ON EVERY YOU KNOW SINGLE FAMILY SITE THAT'S AN OPTION YOU CAN LOOK AT. IT'S JUST IT'S COMING WITH THAT BAGGAGE ISN'T THE RIGHT WORD BUT ALL OF THE STANDARDS THAT WE CURRENTLY HAVE IN PLACE FOR TYPICAL DEVELOPMENT  IN OUR ONE AND WE CERTAINLY CAN AMEND THAT AS PART OF THIS PROCESS BUT THAT'S JUST OF THE EXPLAINER. YEAH, THAT'S VERY HELPFUL. THANK YOU. I WANTED TO YEAH. SORRY.  YEAH. SO I JUST WANTED TO EXPAND ON WHAT COMMISSIONER MUELLER WAS KIND OF MENTIONING. AND SO I KNOW YOU MENTIONED THAT WITH SOME OF THESE HOUSING TYPES THAT YOU KNOW, THERE MIGHT BE OPPORTUNITY FOR HOME OWNERSHIP. BUT I, I CAN'T PERSONALLY SAY I'M FULLY COMFORTABLE WITH ALL OF THESE BECAUSE MY CONCERN IS THAT WE BECOME LIKE OTHER LARGER CITIES AS THEY GROW WHERE IT JUST A RENTER'S MARKET. RIGHT. AND SO DEVELOPERS COME IN THE RISK THAT COMES WITH HIGHER DENSITY HOUSING IS THAT PEOPLE JUST BECOME FOREVER RENTERS AND THAT'S THE THING THAT YOU DON'T WANT BECAUSE.  IT DOESN'T ALLOW PEOPLE TO HAVE SOCIO ECONOMIC MOBILITY AND SO WITH I MEAN THESE ARE A LOT OF I RECOMMEND ASIANS AND SO I CAN'T REALLY SAY I'M FULLY COMFORTABLE WITH IT UNTIL WE UNDERSTAND MORE INFORMATION OF HOW THIS WOULD ACTUALLY LOOK LIKE.  I MEAN YOU DON'T WANT BLOOMINGTON TO TO LIKE BE LIKE THAT FOREVER YOU KNOW MORE BECOME MORE I'M JUST THINKING OF SOME OTHER CITIES ON THE COAST OF THE UNITED STATES. SO YEAH.  THANK YOU FOR YOUR COMMENT. OKAY.  I WILL NOTE I WILL NOTE THAT I'LL SHARE THAT WITH MICHELLE AND I WILL CERTAINLY REPORT THAT WITH THE COUNCIL AS WELL . UM, GET INTO THE NEXT LIST. SO THIS IS AGAIN THIS HAS TO DO WITH MORE UNIQUE OR NEW USES THAT WE CURRENTLY DON'T HAVE SO STACKED FLAT STACKED FLATS ARE SIMILAR TO AN UPTOWN DUPLEX BUT THEY'RE THREE STORIES TALL AND THEY INVOLVE A MINIMUM OF THREE UNITS VERTICAL. THEY CAN EXTEND HORIZONTALLY AS WELL TO INCLUDE EVEN MORE UNITS.  BUT THE QUESTION THAT WE ASK THE PLANNING COMMISSION IS WHETHER TO ESTABLISH THIS USE AND ALLOW IT IN OUR THREE AND OUR 12 ZONING DISTRICT. THE ONE THING THIS HELP THE CONVERSATION A LITTLE BIT AS I KEEP POINTING TO THE R THREE AND OUR WHILE THESE ARE KIND OF OUR MEDIUM DENSITY DISTRICTS AS COMMISSIONER MOUA AND CARTER KNOW SERVING ON THE COUNCIL ANY ACTION TO REZONE A PROPERTY IS A HIGHLY DISCRETIONARY ACTION ON THE PART OF THE CITY IT REQUIRES PUBLIC HEARINGS. IT'S NOT BY RIGHT IF BRINGING A DEVELOPMENT THROUGH AND IT REQUIRES REZONING.  YOU KNOW THERE IS THE CITY HAS A LOT OF DISCRETION AND THE CITY ATTORNEY CAN TELL YOU ABOUT THAT AS WELL. BUT EFFECTIVELY IT GIVES THE CITY A LOT OF POWER OR DECISION MAKING AUTHORITY TO KIND OF GREENLIGHT THE PROJECT IN EFFECT.  SO MAYBE THAT'S SOMETHING THAT'S HELPFUL JUST ON THE BACK END.  SO STACK FLATS COURTYARD APARTMENTS SIMILAR TO MULTIFAMILY USE AGAIN OUR OUR MATRIX OF USES RIGHT NOW IS VERY SIMPLE. WE HAVE TOWNHOMES WE HAVE MULTIFAMILY AGAIN THIS IS KIND OF BUILDING LAYERS THAT MAY OR MAY NOT BE HELPFUL IN THESE MEDIUM DENSITY OR IN SOME CASES EVEN IN LOW DENSITY SITES IF THE RIGHT SITE.  SO COURTYARD APARTMENTS ONE OF THE DIFFERENTIATIONS THERE NOT IN ALL CASES BUT THESE SOMETIMES INCLUDE DIFFERENT SEPARATE ENTRANCES AND EXITS INTO A COURTYARD WHEREAS MULTIFAMILY OBVIOUSLY USUALLY HAS A SHARED LOBBY AND SHARED EGRESS STAIRCASE ELEVATORS, COURTYARD APARTMENTS HAVE THEIR OWN ENTRANCES AND EXITS BUT THEY ARE ALL ATTACHED AND INTEGRATED INTO ONE STRUCTURE SO PLANNING COMMISSION WAS MORE NEUTRAL ON THAT ONE MAYBE IN OUR THREE OR 12. YOU KNOW I THINK LOOKING AT PICTURES IS HELPFUL AND TO GET A SENSE OF THAT AND WE DID SOME OF THAT LIVE WORK UP TO TWO UNITS SO THIS IS ANOTHER PROBABLY SMALLER TWEAK BUT ATTACHED THE SIMILAR CONCEPT OF ALLOWING IN OUR NEIGHBORHOOD DISTRICTS YOU'RE LIMITED TO ONE EFFECTIVELY ONE UNIT FOR A LIVE WORK UNIT AND SO IS THERE SOM WISDOM IN EXPANDING THAT A LITTLE BIT TO INCREASE THE NUMBER OF UNITS AT THREE UNITS THEN YOU'RE AT A MULTIFAMILY AND MIXED USE SCENARIO WHICH BEFORE DOES ALLOW B TWO DOES NOT ALLOW THAT OR GENERAL COMMERCIAL DISTRICT BUT AGAIN TO GET IT SORRY TO GET INTO THE WEEDS ABOUT THE NUANCE OR WHERE THE LINES ARE DRAWN BUT SO INCREASE THE NUMBER LIVE WORK UNITS TRIPLEX IN FOUR PLEX SO SAME QUESTION THERE ALLOW THESE USES IN R ONE AS EITHER A PERMITTED OR A CONDITIONAL USE PLANNING COMMISSION WAS NOT SUPPORTIVE OF THAT AND THERE'S FIVE MEMBERS PRESENT YOU KNOW ONE OR TWO MAYBE HAVE EXPRESSED SOME NEUTRAL OR MAYBE OR I THINK ONE MAY HAVE BEEN SUPPORTIVE OF BUT WE'RE JUST KIND OF REPORTING BACK IN THE BROAD LEVEL POSITION THAT THEY TOOK SO WITH THAT. I MEAN DO YOU HAVE ANY GUIDANCE THAT'S SIMILAR OR DIFFERENT FROM WHAT THE PLANNING COMMISSION PUT TOGETHER HERE?  AND BY THE WAY, IF ANYONE HAS QUESTIONS ABOUT WHAT TRIPLEXES ARE FOR PLEX ARE I PICTURES OF THAT TOO IF THAT'S HELPFUL. BUT THREE UNITS FOR UNITS IN ONE STRUCTURE TYPICALLY SO I HAVE A QUESTION SLASH COMMENT. SO BASICALLY WITH NUMBER NINE AND TEN WHICH THEY OPPOSE THERE ARE SAYING LIKE THE CITY OF MINNEAPOLIS VOTED YOU CAN HAVE A TRIPLEX IN A RESIDENTIAL NEIGHBORHOOD.  WHAT THEY'RE SAYING WHAT THEY'RE SAYING IS THEY OPPOSE THE ABILITY TO DO THIS IN THE ONE IN AN R ONE NEIGHBORHOOD. CORRECT.  THANK YOU FOR THAT CLARIFICATION. YEAH. AND THAT'S A GOOD POINT. AND SAINT PAUL WENT UP TO FOUR UNITS. SO THESE ARE STEPS THAT THE TWO THE TWO URBAN OR CORE CITIES WHATEVER HOWEVER YOU TO THEM AS ARE TAKING ANOTHER POINT I'LL MAKE TWO ABOUT THESE DEVELOPMENT TYPES AS WE HAVEN'T TALKED A LOT ABOUT THE BUILDING CODE BUT ONCE YOU GO ABOVE TWO UNITS YES YOU GET INTO THE TRI PLEX FOR THE QUAD YOU NOW HAVE TO SPRINKLE AND THEY'RE SUBJECT TO THE INTERNATIONAL BUILDING CODE , NOT THE NOT THE OTHER ONE.  THAT'S A TECHNICAL TERM. SO THERE'S QUITE A BIT OF COST ASSOCIATED WITH THAT. SO I THINK YOU KNOW WHAT SAINT PAUL AND MINNEAPOLIS ARE TRYING LEARN IS LIKE WHERE IS THE BREAK POINT OF THESE PROJECTS TO GO FORWARD ON THE TRIS AND LIKE THE QUADS IN THE CASE OF SAINT PAUL BECAUSE OF THAT THE COST OF CONSTRUCTION IS HIGHER THERE QUESTIONS COMMENTS I'LL JUST LOOK YEAH JUST LOOKING AT THESE CODES OTHER EXAMPLES I MEAN I ALWAYS OF BLOOMINGTON AS BEING SOMEWHAT LANDLOCKED SO I'M TRYING TO FIGURE OUT WHERE ARE YOU BUILDING IT ARE YOU TAKING DOWN PROPERTIES TO GET THESE YOU KNOW THESE ARE EXAMPLES OF ALL THE DIFFERENT MIDDLE INCOME USE OPPORTUNITIES YEAH. CHAIR COMMISSIONER WOOTEN THAT'S ACCURATE.  YES. SO WE HAVE SOME WE'VE HAD SOME REDEVELOPMENT OPPORTUNITIES IN THE CITY THAT'S INFILL WHERE YOU HAVEN'T HAD TO RAISE THE STRUCTURE EFFECTIVELY HAD ENOUGH LAND AREA THAT YOU COULD SPLIT A LOT AND THAT HAS GONE FORWARD. WE'VE HAD OTHERS WHERE THEY THE EXISTING HOME ONE UNIT AND CREATED TWO OR THREE UNITS I CAN THINK OF A SITE THAT'S CURRENTLY UNDER THAT PEOPLE ARE LOOKING AT WHERE THEY'RE ATTEMPTING TO DO THAT SAME THING. THEY'RE ATTEMPTING TO CREATE A TWO FAMILY SITE AND A SINGLE FAMILY SITE WHATAS A VERY LARGE SINGLE FAMILY SITE BUT SO TAKE THAT SAME KIND OF PROCESS AND YOU KNOW CONSIDER THE INCLUSION OF A TRIPLEX OR QUAD THAT SOME CITIES LOOK AT, YOU KNOW, PROXIMITY TO TRANSIT OR HIGHER VOLUME ROADWAYS COLLECT YOUR ARTERIAL STREETS, PROXIMITY TO AMENITIES THOSE ARE USEFUL TOOLS TO DO THAT. THE ONLY DOWNSIDE OF THAT IS THAT IT MAKES THE CREATION OF THESE USES LESS LESS LIKELY IN SOME INSTANCES. SO YOU KNOW I THINK REGARDING AND REZONING MIGHT BE AN EVEN MORE EFFECTIVE TOOL. YOU KNOW, THE 2050 PLAN IS COMING UP AS WELL.  THE CITY DOES HAS SOME AREAS PROACTIVELY GATED MEDIUM THAT ARE ALONG THAT HAVE CLOSE PROXIMITY TO NEIGHBORHOOD AND TRANSIT AND THAT'S SOMETHING THAT WE MIGHT LOOK AT AS PART OF OUR 2050 PROCESS AS WELL. BUT THAT'S ANOTHER WAY TO KIND OF GET AT THIS. WANTING TO CREATE SOME OF THESE UNITS IS TO CREATE MORE MEDIUM DENSITY SITES. IS THERE BEEN ANY AS PART OF THE THESE CODE DEVELOPMENTS ,THE ADVERSE EFFECTS ASSESSMENTS AND INCREASED FAMILY VALUES BEING ADVERSELY AFFECTED? YEAH. CHAIR COMMISSIONER RUDIN I DID HEAR THAT DURING THE ZONING AMENDMENTS PROCESS MAY OF 2023 I WILL SAY THAT SOME RESIDENTS EXPRESSED CONCERN THAT IF YOU'RE DOING NEW CONSTRUCTION NEAR THEIR EXISTING HOMES THAT THAT WILL MAYBE NOT IN THE NEAR TERM BUT IN THE LONG TERM HAVE INFLATIONARY OR RAISE THE COSTS OR ASSESSED VALUES OF THEIR PROPERTIES AND HOW IT TRANSLATES TO COSTS OF LIVING . SO THAT IS SOMETHING WE'VE HEARD I CAN'T SAY IT'S BEEN A LOUD DRUMBEAT ON THAT BUT I THINK IT'S NOT AN UAIR THING TO TALK ABOUT FOR SURE.  AND THEN MY LAST QUESTION ALONG THAT SAME PLANE AND I'M NOT SURE IF IT'S RELEVANT IS CAMERA INFRASTRUCTURE IMPROVEMENTS HAVE THAT ALSO BEEN A PART OF THE CODE OF THANK YOU I'M SO GLAD YOU ASKED THAT QUESTION BECAUSE IT WAS IT STIMULATES MY THINKING SOMETHING I MEANT TO BRING UP ABOUT WHY MIDDLE HOUSING HAS A LOT OF VALUE SO NOT BECAUSE WE'RE NOT LOOKING AT SPECIFIC INFRASTRUCTURE IS ALWAYS USUALLY A LOCATION SPECIFIC OR SITE SPECIFIC QUESTION WE HAVE THAT WE HAVE SITES AND AS THE COUNCIL MEMBERS KNOW OR THE COMMISSIONER MEMBERS KNOW A CERTAIN COUNCIL WE HAVE SOME SEWER CAPACITY CONSTRAINTS IN CERTAIN PARTS OF THE CITY AND SO THAT CAN ALWAYS BE SOMETHING THAT WE HAVE TO LOOK AT. WE DO HAVE TO MANAGE STORMWATER SO ONE OF THE CONCERNS ON OUR WATER RESOURCE STAFF IS THAT A LOT OF THE PIPES THAT SERVE OUR LOCAL ROADS ARE NOT SIZED TO TAKE ON MEDIUM AND HIGHER DENSITY DEVELOPMENT. SO THAT CERTAINLY HAS TO BE PART OF THE EQUATION AND YOU KNOW COULD BE SOMETHING THAT WE NEED TO LOOK AT.  BUT BACK TO MY MOMENT OF EXCITEMENT THERE IS ONE THING THAT CITIES NEED TO THINK ABOUT AS WHY LITTLE HOUSING TYPES ARE ALSO OF VALUE IS THAT THE INFRASTRUCTURE IS IN PLACE ALREADY SO THE STREETS, THE PIPES SO YOU THINK ABOUT IT FROM A SUSTAINABILITY AT A MACRO LEVEL OF YOU TRYING TO INCREASE SOME OF YOUR INFILL DEVELOPMENT AND SOME OF YOUR DENSITY IN AREAS THERE'S ALREADY PUBLIC INFRASTRUCTURE REBUILDING ALL THIS NEW PIPE AND ROADS AND THINGS EVENTUALLY AS BLOOMINGTON YOU KNOW IS STARTING TO GET TO THAT AGE AS A COMMUNITY IT'S EXPENSIVE AND THE MORE USERS YOU CAN PUT ON THE SYSTEM ON A GIVEN ASSET OR A FACILITY THE BETTER IN TERMS OF REPLACEMENT COST USER THE LOWER DENSITY COMMUNITIES THAT ARE BEING DEVELOPED. I USED TO WORK FOR ONE AND WHEN THEY EVENTUALLY HAVE TO RECONSTRUCT THESE ROADS OR PIPES AND THERE IS LOW DENSITY AS THEY ARE I THINK SOME OF THE RESIDENTS OF THOSE AREAS ARE GOING TO BE HAVE A LOT OF STICKER SHOCK OF HOW MUCH IT COSTS TO MAINTAIN THESE PUBLIC ASSETS. SO MISSING MIDDLE HOUSING IS GOOD FROM A SUSTAINABLE CITY STANDPOINT.  IT'S ALSO GOOD FROM A UTILIZATION OF EXISTING INFRASTRUCTURE STANDPOINT BUT YOU DO HAVE TO MANAGE STORMWATER THAT IS AN ISSUE .  COMMISSIONER SAY YEAH I JUST WANTED TO ADD I DO SEE THE CONCERNS THAT THE PLANNING COMMISSION HAS WITH NINE AND TEN AND I I'M INCLINED TO AGREE THEM AND WE CAN THINK ABOUT THE PROS THAT COME WITH THE MIDDLE HOUSING BUT.  I THINK A LOT OF THE CONS LIKE YOU WERE MENTIONING ESPECIALLY LONG TERM IS IS KIND OF CONCERNING. YOU JUST STILL WANT NOT ONLY LIKE I WAS MENTIONING NOT ONLY DO NOT WANT PEOPLE TO HAVE BE ABLE TO GET HOMEOWNERSHIP BUT YOU ALSO DON'T WANT THE CURRENT RESIDENTS TO BE PRICED OUT OF THEIR NEIGHBORHOODS AND THEN BE FORCED TO MOVE FURTHER OUT. AND SO I JUST WANTED TO EMPHASIZE THAT.  THANK YOU, COMMISSIONER. MORE THANK YOU CHA. I JUST WANT TO COMMENT AND WE'RE SEVEN AND NUMBER EIGHT THE COURTYARD APARTMENTS I AM PARTICULARLY INTERESTED IN COURTYARD APARTMENTS LAST YEAR I BELIEVE LAST SUMMER WAS I WAS DOWN IN LA CROSSE, WISCONSIN WHERE I GRADUATED FROM UNDERGRAD.  I WAS WALKING AROUND AND ALL OF A SUDDEN WALKING THROUGH A NEIGHBORHOOD AND THERE WAS A COURTYARD APARTMENT SET UP AND I THOUGHT THAT WAS SO COOL AND IT FIT RIGHT INTO THE NEIGHBORHOOD. IT WAS VERY SMALL, VERY QUAINT . IT FELT LIKE JUST AN EXTENSION OF THE NEIGHBORHOOD AND THEN ALSO IN SOUTH MINNEAPOLIS SAME THING WALKING AROUND ALSO AND THERE WAS A COURTYARD APARTMENT SET UP AND IT WAS JUST SUPER COOL TO SEE THAT YOU COULD FIT, YOU KNOW, FOUR OR FIVE SIX DWELLING UNITS WITHIN THAT AND IT DIDN'T FEEL LIKE IT WAS BIG AND OMINOUS AND OBSTRUCTING THE NEIGHBORHOOD. SO I'M PARTICULARLY INTERESTED CAREER DEPARTMENTS NUMBER EIGHT I AM SUPPORTIVE NUMBER EIGHT AS WELL GROWING UP FOR TEN YEARS THAT'S WHAT I THAT'S WHERE MY FAMILY LIVED MY PARENTS BOUGHT A A A STORE TO RUN AND OPERATE AS THEIR BUSINESS AND INSTEAD OF PAYING TWO MORTGAGES THEY PAID ONE MORTGAGE AND MOVED US ALL UPSTAIRS INTO THE APARTMENT. IT WAS SMALLER GRANTED BUT IT ALLOWED THEM TO ACTUALLY RUN A BUSINESS, HAVE THEIR FAMILY WITHIN THERE. WE CAN ALL HELP AFTER SCHOOL BEFORE SCHOOL AND THAT WAS,  YOU KNOW, A VERY FORMATIVE TIME IN MY LIFE BUT I DON'T THINK IT WOULD HAVE IMPOSSIBLE FOR THEM TO ACTUALLY OWN THEIR OWN BUSINESS WITHOUT HAVING THAT OPPORTUNITY AN OPTION TO ACTUALLY LIVE ABOVE THEIR STORE BUSINESS. AND SO I LOVE TO SEE WHAT WE CAN DO TO SUPPORT THIS NEIGHBORHOOD BUSINESS DISTRICTS AND ALLOW OWNER OPERATORS TO LIVE THEIR BUSINESSES AND AND REDUCE THEIR COSTS OF WHAT THEY THEY HAVE IN THEIR EVERYDAY LIFE. SO GO AHEAD. OH WELL THAT'S SAME SAME SPIRIT AND TRAIN OF THOUGHT.  I MEAN THE THING THAT CAME TO MIND WHEN YOU SAID THAT WAS REPURPOSE SOME OF THE BUILDINGS THAT WE HAVE RIGHT NOW THAT A VACANT FORMER FIRE STATIONS STOREFRONTS, OTHER UTILITARIAN YOU KNOW TYPES OF ESTABLISHMENTS WHICH HAVE BEEN AROUND A LONG TIME AND NO LONGER BEING UTILIZED BY ANYBODY IS A PERFECT EXAMPLE OF BEING ABLE TO DO SOMETHING LIKE THAT AND REVIVE IT. IT MAINTAINS THE CHARACTER OF THE NEIGHBORHOOD AND BRINGS A WHOLE DIFFERENT OF A FAMILY THAT CAN ALSO BE A EXTREMELY GOOD GATHERING PLACE.  I HAVE A WHERE I AM OFF OF OCEANOGRAPHY ROAD A AND A VERY ROAD YOU KNOW THEY HAVE A YOU KNOW A STOREFRONT THERE AND AND WITHIN THE PAST YEAR THEY HAD A COUPLE OF NEW BUSINESSES HAVE COME INTO PLAY IN ONE BUSINESS THAT CAME IN JUST RECENT THE LAST COUPLE OF MONTHS IS A RETIREMENT BUT IT'S A FACILITY THAT HOSTS CHILD AND ADULT ACTIVITIES FOR PARTIES AND EVENTS.  AND YOU KNOW, I ACTUALLY WALKED INTO THIS BRIGHT SUNNY I MEAN NOBODY COULD LIVE IT WAS BRIGHT, SHINY, LUMINOUS AND IT FITS IN THE NEIGHBORHOOD BECAUSE WE HAVE QUITE A FEW DEVELOPMENTS AROUND, YOU KNOW, TOWN ON DEVELOPMENTS AROUND KIDS AROUND RIGHT NOW I COULD HAVE A SCHOOL RIGHT NEXT DOOR TO A A A BUSINESS WHICH IS GEARED TOWARDS KIDS, YOU KNOW, NEXT DOOR TO A BARBERSHOP, NEXT DOOR TO A PIZZA PLACE JUST YOU KNOW, JUST A PERFECT GATHERING SPOT AND EVENTUALLY GOING TO BE THE SAME LOCATION SPOT IT BECAME MY PIECE IS GOING TO BE A BIT AND I'M TELLING YOU I'M NOT LETTING IT BE REPEATED BUT YEAH I'M JUST SAYING REPURPOSING A LOT OF MY PIECE IS BASICALLY OLD GAS STATION SLASH STORE SO YOU KNOW THAT'S I MEAN IT'S ALREADY COATED ALREADY THERE UNIQUE OPPORTUNITIES TO REALLY TAKE ADVANTAGE AND AND INFRASTRUCTURE ALREADY IN PLACE CAREFUL OF A STRUCTURE IS ALREADY IN THOSE KIND OF THINGS SO I WOULD CONCUR WITH THAT YEAH THAT IS VERY GOOD I WOULD DEFINITELY DEFINITELY APPROVE SOMETHING LIKE THAT. I ALSO WANT TO ADD MY SUPPORT TO NUMBER EIGHT THE LOVE AND WORK UNIT SIDE I KNOW A NEARBY SUBURB IS EITHER HAS BUILDERS PLANNING ON BUILDING EVEN A PROPERTY THAT IS JUST BUSINESS IN THE FRONT AND LIVING IN THE BACK SO I, I BELIEVE THIS IS SOMETHING WE CAN GET WITH AND EXPLORE AND COULD BE SOMETHING YOU KNOW, MORE UNIQUE ABOUT BLOOMINGTON.  THAT'S REALLY HELPFUL. THANK YOU FOR THIS FEEDBACK. THE ONLY QUICK RESPONSE I WANTED TO MAKE TO COMMISSION WAS COMMENTS ABOUT THE CREATIVE PERFORMANCES AND THERE'S A LITTLE BIT OF LAYERS OR THERE'S NUANCE IN WHAT WE'RE PRESENTING TO YOU HERE.  THE PLANNING COMMISSION, IF I'M REMEMBERING CORRECTLY ACTUALLY WAS MORE SUPPORTIVE OF OUR 12 ALM 12 IT WAS THE OUR THREE PIECE THAT THEY THAT'S WHERE MORE OF THE MAYBE IS WHAT'S BEING REFLECTED THERE AND SO I THINK JUST OVERALL ONE OF THE LESSONS I'M LEARNING THROUGH THESE CONVERSATIONS AND JUST WITH HOW LIMITED IT'S BEEN OF THESE APPLICATION OF THESE MORE MEDIUM DENSITY DISTRICTS SO FAR IS THAT I THINK WE HAVE LESSONS THAT WE CAN LEARN AND STEPS IN TERMS OF SUPPORTING OR PROCEEDING THROUGH SOME OF THESE REZONINGS TO THESE MEDIUM DENSITY DISTRICTS AND WHAT THEY COULD LOOK LIKE BECAUSE THEY WOULD BE DIFFERENT AND UNIQUE THEN TO WHAT WE HAVE CURRENTLY I WOULD SAY SO I'M GOING TO WRITE DOWN MORE AFFIRMATIVE SUPPORT BEHIND NUMBER EIGHT AND I MIGHT PURCHASE THE STAR TO NUMBER SEVEN AS JUST THAT IT WAS DISCUSSED WELL IF THAT'S OKAY YES NEXT STEP. SO THAT'S KIND OF THE TYPE BUCKET THERE'S OTHER MISSING MIDDLE HOUSING TYPES IN NAME THAT WE DIDN'T SPECIFICALLY COVER TONIGHT BUT THINK THE MAJORITY OF THE TYPES WERE COVERED THROUGH THESE QUTIONS AND .  SO AS I MENTIONED RESPONDING TO COMMISSIONER CARTER'S QUESTION EARLIER IN TERMS WHAT'S NEXT MANY OF THESE THINGS WE KNOW WHAT THE SOLUTION IS AND COULD ACT RELATIVELY QUICKLY AND THAT'S FEEDBACK WE WILL BE SEEKING FROM COUNCIL IF IF THEY WANT THIS TO BE ONE LARGE BULK ORDINANCE OR IF WE SHOULD MORE RAPIDLY ON THE THINGS THAT ARE MORE IN FRONT OF US THAT'S DIRECTION WE WILL SEEK FROM THEM.  BUT JUST TO GIVE YOU A SENSE OF KIND OF THE PROCESS SO WE'VE ALL WERE SCHEDULED TO GO TO THE CITY COUNCIL ON NOVEMBER THE 18TH. WE APPRECIATE YOUR FEEDBACK TONIGHT WE'LL REPORT ALONG WITH THE PLANNING COMMISSION FEEDBACK AND WE'LL GET THEIR FEEDBACK ON THESE THINGS AND.  THEN AT SOME POINT WE'LL WE'LL WORK WITH SARAH ANN AND THE HRA STAFF TO TALK ABOUT WHAT WE WOULD LOOK LIKE TO BRING BACK SOME ADDITIONAL INFORMATION TO YOU AT SOME POINT WHETHER IT BE IN A STUDY SESSION FORMAT OR, SOME OTHER INTERACTION I KNOW ON POLICY EFFORTS PASSED AND THAT THE HRA ON ONE OR TWO OCCASIONS HAS OFFERED KIND OF A FORMAL DECLARATION OR LETTER OF SOME KIND RELATED TO PLANNING COMMISSION WORK PROJECTS.  SO THAT'S CERTAINLY SOMETHING THAT WE CAN TAKE YOUR FEEDBACK AND CAN DISCUSS WITH HRA STAFF AS WELL SOMETHING THAT COULD HAPPEN IN THE FUTURE. SO WITH THAT I APPRECIATE YOUR FEEDBACK AND HAPPY TO TAKE ANY OUTSTANDING QUESTIONS YOU MIGHT HAVE COMMISSIONER MORE THEATER.  I HAVE ONE OUTSTANDING QUESTION JUST ON THE DEVELOPER PIECE YOU MENTIONED THAT THERE HASN'T BEEN SIGNIFICANT INTEREST IN THIS PARTICULAR PIECE AS ALL THE OPTIONS WE'VE LOOKED AT ARE JUST ZONING RIGHTS. SO NOT NOT SUBSIDY DRIVEN WHAT WHAT KIND OF FEEDBACK HAVE YOU GOTTEN FROM DEVELOPERS IS THIS THE CHANGES WE'RE MAKING THOSE ENOUGH TO DRIVE IN THE MARKET BUILD OUT HERE WITH THAT OR LIKE IS THIS AN INITIAL STEP AND WE'RE GOING TO HAVE TO START LOOKING AT SUBSIDY OPTIONS WHICH I'M NOT PARTICULARLY SUPER INTERESTED IN AT THIS POINT BUT WHAT'S THE DEVELOPER FEEL RIGHT NOW FOR THESE TYPES OF MISSING RENTAL OPTIONS? YEAH. CHAIR COMMISSIONER MUIR SO JUST SPEAKING FOR MYSELF IN THE PLANNING DIVISION, YOU KNOW I THINK IT'S HARD TO PREDICT HOW MUCH REGULATORY CHANGES WILL STIMULATE DEVELOPMENT ACTIVITY BECAUSE IT'S SO CLOSELY TIED TO THAT THOSE EXTERNAL FORCES YOU KNOW WHO ARE THE ROSTER OF DEVELOPERS DOING WORK LET'S SAY WHAT IS ARE YOU PAYING 7% INTEREST RATES ON YOUR CONSTRUCTION LOAN?  WHERE IS LAND AVAILABLE SO OF THOSE THINGS ARE DIFFICULT TO FIGURE OUT. I GUESS THE WAY I'VE BEEN FRAMING IT SINCE THE PROCESS IN MAY OF 2023 IS WE NEED TO FIGURE OUT MORE WAYS TO BE FLEXIBLE AND GET OUT OF THE WAY AND THEN KIND OF SEE WHAT HAPPENS AND I WOULD HAVE LIKED TO SEEN THINGS MOVE A LITTLE BIT QUICKER SINCE WE MADE SOME OF THOSE ADJUSTMENTS AND CHANGES LAST YEAR.  BUT FRANKLY I ALMOST THINK TO A DEGREE IT'S NOT ALMOST FAIR TO THE THE CHANGES WE DID MAKE LOOKING AT THE THE THE BORROWING AND THE FINANCIAL ENVIRONMENT SINCE THEN NOT TO MENTION JUST BUILDING MORE DEVELOPER AND JUST MORE EDUCATION FRANKLY I MEAN I DON'T WE HAVEN'T GONE ON GOT OUT ON A DEDICATED EDUCATION CAMPAIGN SOME FOLKS WE DISCUSSED WITH THEM MIGHT BE THRILLED. WHO KNOWS? BUT THE THE POINT IS THAT WE DID GET SOME CALLS AND EARLY CALLS.  SO I QUESTION OR I HESITATE TO KNOW HOW MUCH THE AVERAGE BLOOMINGTON RESIDENT IS KIND OF COGNIZANT OF SOME OF THE POTENTIAL REDEVELOPMENT OPPORTITIES THAT MIGHT EXIST ON THEIR PROPERTY AND YOU KNOW, ADDITIONAL ADJUSTMENTS MAY OFFER EVEN MORE OF THOSE.  BUT I GUESS I'M HEARTENED TO SEE THAT A FEW TO DWELLING SEPARATE TO FAMILY DWELLING DEVELOPMENTS AND LOT SPLITS ARE IN THE WORKS TO CREATE, YOU KNOW, MORE HOUSING AND THESE THINGS DO TAKE TIME. I MEA I'VE THAT'S ONE OF THE THINGS I'VE LEARNED THROUGH THIS PROCESS IS IT CAN TAKE 6 TO 9 MONTHS TO PUT A DEAL TOGETHER UNLESS YOU'RE A VERY WELL RESOURCES DEVELOPER AND VERY WELL-RESOURCED DEVELOPERS ARE IN THE MULTIFAMILY SPACE OR THE COMMERCIAL SPACE OR OTHER SPACES OTHER THAN THIS ARENA.  AND SO THAT'S KIND OF ONE OF THE THINGS THAT REALLY DRIVES THAT A LITTLE BIT OF PATIENCE IS NEEDED AND WHEN THE PLANNING MANAGER HE REFERS TO IT AS RAPID PROTOTYPING YOU KNOW IT'S KIND OF ANOTHER WAY OF REFRAMING AND INCREMENTALISM TO A DEGREE IS LIKE YOU HAVE TO KEEP MAKING SOME TWEAKS AND ADJUSTMENTS WITH THE LESSONS YOU'RE LEARNING.  SOME OF THIS GOES BEYOND RAPID PROTOTYPING OBVIOUSLY BUT YEAH, I THINK WE'RE STILL ENTHUSIASTIC AND THINK THAT IT OFFERS THE CITY A GREAT OPPORTUNITY. THE PLANNING COMMISSION VICE CHAIR COOKTOWN ASKED THAT SAME QUESTION THAT WE AS A STAFF ARE PUTTING A LOT OF TIME AND EFFORT INTO STUDYING THIS AND THE RETURN IS NOT YOU KNOW CLEARLY ON THE TABLE YET SO HE YOU KNOW FOR DISCUSSION PURPOSES HE DID IT RAISE QUESTION OF YOU KNOW ARE WE DIRECTING OUR RESOURCES IN THE WRONG DIRECTION.  I THINK THE CONSENSUS FROM THAT DISCUSSION BOTH AT STAFF AND PC MEMBER WAS THAT NO, WE NEED TO KEEP GOING FORWARD.  SO THANK YOU. ALL RIGHT. GOT A LITTLE LONG THERE. THAT'S THE ADMINISTRATOR.  YEAH. I WOULD JUST LIKE TO ADD I THINK AS NICK IDENTIFIED COST AS A REALLY SIGNIFICANT BARRIER TO MISSING MIDDLE HOUSING BUT WE YOU KNOW AND EVERY LITTLE BIT HELPS SO HOPEFULLY SOME OF THESE WILL HELP TO ADDRESS BARRIERS INCLUDING COST AND THEN WE'RE IN A FORTUNATE SITUATION TO THE AFFORDABLE HOMEOWNERSHIP PROGRAM WHICH DOES HAVE THE GRANT FROM MINNESOTA HOUSING MINNESOTA HOUSING WHICH ALSO WILL SUPPORT SINGLE FAMILY ENDS A MISSING MIDDLE TYPE DEVELOPMENT WITH SUBSIDY OVER THE NEXT FEW YEARS. SO I DO WITH ALL OF THESE CHANGES IN TANDEM TOGETHER,  YOU KNOW, HOPEFULLY THAT WILL HAVE SOME IMPACT SOME POSITIVE IMPACT ON THE MISSING LITTLE HOUSING LANDSCAPE IN THE NEXT FEW YEARS.  ANY OTHER QUESTIONS, COMMENTS NO, MARY, THANK YOU VERY MUCH. THANK YOU.  IT'S A PLEASURE.  THANK YOU. WE HAVE SOME UPDATES FROM ADMINISTRATOR.  YES, THANK YOU. JUST A COUPLE OF QUICK UPDATES FOR YOU ALL. I WANTED TO LET YOU KNOW THAT HAVE A COUPLE OF RFP IS EITHER CURRENTLY POSTED OR ABOUT TO BE POSTED SO YOU MIGHT SEE THOSE. ONE IS FOR RPA FUNDING WE HAVE SOME FUNDING REMAINING THAT NEEDS TO BE COMMITTED BY THE END OF THE YEAR SO THAT ONE IS AVAILABLE NOW FOR HOMELESSNESS PREVENTION SERVICES. YOU'LL SEE THAT ON OUR WEBSITE WE ALSO ARE DOING THIS YEAR AN RFP FOR CDBG SOCIAL SERVICES AND SO THAT IS A NEW PROCESS IN LINE WITH OUR PROCUREMENT AND YOU CAN EXPECT TO SEE THAT POSTED SOMETIME THE NEXT MONTH OR SO HERE. AND THEN I WANTED TO JUST NOTE A COUPLE THINGS ABOUT UPCOMING MEETINGS FOR YOU ALL. SO OUR NEXT MEETING IS SCHEDULED FOR NOVEMBER 26TH WHICH IS THE TUESDAY THANKSGIVING.  SO COULD I JUST GET LIKE HEAD NODS CONFIRMATION PEOPLE WILL BE ABLE TO MAKE THAT I WANT TO MAKE SURE WE HAVE QUORUM YEP.  OKAY AND THEN THE NEXT ONE IS ACTUALLY CURRENTLY SCHEDULED. WE HAVE ONE MEETING IN DECEMBER DECEMBER 17TH SO INSTEAD OF DOING THE JOINT MEETING WITH THE PLANNING COMMISSION IN NOVEMBER WE ACTUALLY SHIFTED THAT TO SO WE'RE LOOKING AT THAT DATE FOR A JOINT MEETING IT'S THE REGULAR MEETING OF THE HRA SO NO ADDITIONAL MEETING FOR YOU TO ATTEND IN THAT SPACE BUT WE WERE CONSIDERING ADDING A MEETING ON DECEMBER 10TH AND THAT WOULD BE FOR TWO MAIN PURPOSES. ONE WOULD BE TO APPROVE THAT FUNDING AND ANOTHER WOULD BE POTENTIALLY JOINT MEETING WITH THE COUNCIL AROUND LARGER FUNDING. SO SAME THING KIND OF NODS ON IF THOSE DATES WORK FOR FOLKS . OKAY OKAY GREAT THEN I THINK WE ARE GOOD.  GO FOR OUR NEXT COUPLE OF MEETINGS HERE.  RIGHT. THAT'S THE END OF OUR AGENDA. DO I HAVE A MOTION TO THE TUESDAY NOVEMBER 12TH, 2020 FOR EACH HRA BOARD MEETING SOME OF US MOVE BY CARTER A SECOND BY DOUBLING YOUR ALL IN FAVOR I OPPOSED MOTION PASS PASSES SIX ZERO MEETING ADJOURNED RIGHT