The council’s decision to switch to Hartford was driven by the need to comply with Minnesota’s paid leave law, which mandates a short-term disability-like coverage for nearly all Minnesota employees starting January 1, 2026. The law requires employers to either participate in the state program or select a comparable private plan. The Council evaluated two quotes from Hartford and Principal, with Hartford offering the more cost-effective option. Hartford’s aggressive pricing strategy, particularly for small groups, made it the preferred choice, offering a lower overall annual premium than the state program and the current provider.

The new Hartford plan will reduce the financial burden on employees, as the employer’s contribution remains at a statutory minimum, while the employee portion decreases compared to the state plan. The Council highlighted the flexibility of the Hartford plan, which includes a two-year rate guarantee and the option to change providers if rates become unfavorable.

Additionally, the Council approved the hiring of Josh Harrow as a public works utility operator. Harrow, currently a parks operator in Chanhassen, was selected from 15 applicants after a thorough interview process. He brings five years of experience in parks and streets, making him a valuable addition to the city’s team. Harrow’s hire is set to begin on November 24, 2025, at step three of the utility operator pay scale.