West Orange Town Council Approves Insurance Switch, Saving $100,000 Amid Rising Costs
- Meeting Overview:
At the West Orange Town Council’s recent meeting, a decision was made to approve a new insurance carrier, anticipating savings exceeding $100,000 due to a sharp increase in costs with the previous provider. The council also engaged in discussions about budget transfers, overtime expenditures, and event financing, highlighting ongoing efforts to manage municipal finances effectively.
A significant portion of the meeting was dedicated to the approval of a resolution that authorized a new three-year contract with the Central Jersey Joint Insurance Fund (GIF). This decision marked a departure from the Garden State Municipal GIF, which had served the township for nearly three decades. The impetus for this change was a substantial increase in the insurance quote from the previous provider, which rose by nearly $487,000, prompting the administration to seek more cost-effective alternatives. The council’s decision followed a competitive bidding process, with the new contract expected to reduce insurance costs from $1.8 million to $1.6 million.
A representative from the involved insurance firm, Mr. Edelman, explained that the township reached out to five different insurance companies to obtain competitive quotes. The Central Jersey GIF emerged as the most favorable option, providing the best rate amidst rising costs. The council members expressed gratitude for the administration’s diligence in securing a more economical insurance solution. It was noted that the transition would take effect immediately following the expiration of the existing contract.
In addition to the insurance discussion, budgetary matters took center stage as the council reviewed resolution 289-25, which involved transferring funds between budget appropriations to address underspending or overspending. The council scrutinized accounts that had been overexpended, with particular attention to the over $600,000 in overtime for police and fire services. One council member highlighted the need to reassess staffing levels to mitigate these expenses, recognizing that while overtime is a common issue, especially in public safety, managing costs remains a priority.
The meeting also touched upon the financial implications of recent events, including a special needs party and senior events. Concerns were raised about whether these events should be charged to the township budget or offset by generated revenue. An individual remarked on the importance of these gatherings for community engagement, despite the financial shortfalls, emphasizing the need for proper accounting to align expenses with contributions.
Inquiries about radon testing in municipal buildings were confirmed. The council emphasized continuous monitoring of indoor air quality to maintain a safe environment for municipal employees. Similarly, public works overtime was scrutinized, with explanations pointing to weather-related incidents and holiday events as primary drivers of increased expenditures. The necessity for overtime was attributed to unanticipated weather conditions and a late leaf drop, which had required additional efforts to ensure public safety.
Council members also discussed the township’s strategy for procuring road salt directly from the source to avoid marked-up prices from third-party vendors. The town reportedly pays between $63 to $67 per ton for salt, and the idea of allowing vendors to supply their own salt was suggested as a potential cost-saving measure.
Further, the council addressed the issue of an Easy Pass bill related to the police department, which sparked debate over whether the bill should be paid, given that it involved a vehicle not in use for municipal activities. The topic was recommended for closed session discussion due to its sensitive nature, with a vote on the matter anticipated.
Susan McCartney
City Council Officials:
Michelle Casalino, Asmeret Ghebremicael, Joe Krakoviak, Susan Scarpa, Joyce Rudin
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Meeting Type:
City Council
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Committee:
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Meeting Date:
12/30/2025
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Recording Published:
12/30/2025
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Duration:
86 Minutes
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Notability Score:
Routine
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State:
New Jersey
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County:
Essex County
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Towns:
West Orange
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